4239 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4239 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,612 sqft · built 1938
Lot Size0.467 acres (20,377 sqft)
OwnerIndividual Name on File
Last Sale$119,000 (Jun 2006)
Tax Bill$5,506 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN161-043-32

Property Details

APN / Parcel Number

Primary APN161-043-32

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,612 sqft Heated Area
Gross Area1,662 sqft
1st Floor Area881 sqft
Upper Floors Area725 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,377 sqft (0.467 acres)
PorchPorch
Porch Area28 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number161-043-32
Street Address4239 COMMONWEALTH AVE
CityCHARLOTTE
StateNC
Zip28205-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL3 &P2 M4-23
Legal SubdivisionSHANNON PARK
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2016
Census Tract1802

Owner

4239 Commonwealth Ave is owned and occupied by an individual who bought it in June 2006.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address4239 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2006 · Amount on File
Deed SaleJun 27, 2006 · Amount on File
Prior SaleJul 23, 1998 · Amount on File
Deed Document Number0020648203
Deed Book / Page20648 / 203
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4239 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7215
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033517
DateFeb 22, 2021
Book Page35699/968
Instrument2021033517
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4239 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7215
Document Number0000167611
Book / Page032342 / 000288
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4239 COMMONWEALTH AVE CHARLOTTE NC 282057215, CHARLOTTE, NC 28205-7215

Mortgage

Document Number0000167611
DateDec 15, 2017
Book Page032342/000288
Instrument167611
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4239 Commonwealth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4239 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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