4239 Armfield Rd, Effingham, SC 29541 Property Records

Florence County property record for 4239 Armfield Rd, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,354 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00250-01-021`

Property Details

APN / Parcel Number

Primary APN	`00250-01-021`
Alternative APN	`15010866`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,354 sqft Living Area
1st Floor Area	1,917 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Garage Area	729 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4239 ARMFIELD RD
City	EFFINGHAM
State	SC
Zip	29541-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 149
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	4
Census Block	4003
Census Tract	1602

Owner

4239 Armfield Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Aug 19, 2021	Intrafamily Transfer, Transfer
Mar 31, 2017	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Oct 17, 2019	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 9, 2021
Transfer Doc	0942001969
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009430195
Date	Aug 19, 2021
Book Page	943/195

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SALEM, SC 29676

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052

Mortgage

Document Number	0009670037
Date	Dec 20, 2021
Book Page	967/37

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 14, 2031

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLORENCE SC
Recording Date	Aug 19, 2021
Property Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Document Number	0009421969
Book / Page	942 / 1969
Map Reference	MB 40 PG 311
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006830463
Date	Mar 31, 2017
Book Page	B683/0463

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	FLORENCE, SC 29504

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2018

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Document Number	0000003450
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4239 ARMFIELD RD EFFINGHAM SC 295415052, EFFINGHAM, SC 29541-5052

Mortgage

Document Number	0000003450
Date	Mar 11, 2020
Book Page	000843/000841
Instrument	3450

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2030

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4239 ARMFIELD RD, EFFINGHAM, SC 29541-5052
Document Number	0000015685
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 ARMFIELD RD EFFINGHAM SC 295415052, EFFINGHAM, SC 29541-5052

Mortgage

Document Number	0000015685
Date	Oct 23, 2019
Book Page	000822/000726
Instrument	15685

Lender

Name	CITIZENS BK
Type	Bank
Address	MURRELLS INLET, SC 29576

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4239 Armfield Rd was $1,154.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00	$12,206 Land $462 Building $11,744	$305,171 Land $11,550 Building $293,621
2023	$1,061.00 (+7.93%) Homeowner's exemption	$8,724,081 (+99,900.93%) Land $462,000 Building $8,262,081	$21,810,204 (+9,9%) Land $1,155,000 Building $20,655,204
2022	$983.00 Homeowner's exemption	$8,724 Land $462 Building $8,262	$218,102 Land $11,550 Building $206,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4239 Armfield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4239 Armfield Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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