42386 Zenith Ter, Brambleton (Ashburn), VA 20148 Property Records

Loudoun County property record for 42386 Zenith Ter, Brambleton, VA 20148

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 3,182 sqft · built 2020
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Nov 2023)
Tax Bill	$7,135 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-30-9415-000`

Property Details

APN / Parcel Number

Primary APN	`200-30-9415-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	3 Stories
Building Area	3,182 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42386 ZENITH TER
City	BRAMBLETON
State	VA
Zip	20148-4967
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	BRAMBLETON TOWN CTR RES SOUTH PH.2 LOT 5348 202004300031000/1P
Legal Subdivision	BRAMBLETON TOWN CTR RES
Legal Phase	2
Legal Block	2
Legal Lot Number	5348
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2048
Census Tract	611026

Owner

42386 Zenith Ter, a townhouse, is owned and occupied by two individuals who bought it in November 2023.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FEDCHOICE FCU
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit FEDCHICE FCU
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 18, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	202345259
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050359
Date	Oct 16, 2025
Instrument	20251016-0050359

Lender

Name	FEDCHOICE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2040
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Max Rate	9.37%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004195
Date	Feb 2, 2024
Instrument	202402020004195

Lender

Name	FEDCHICE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Dec 22, 2048

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 9, 2023
Property Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967
Document Number	0000045259
Instrument Date	Nov 3, 2023
Instrument	202311090045259
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967

Mortgage

Document Number	0000045260
Date	Nov 9, 2023
Instrument	202311090045260

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 18, 2022
Property Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967
Document Number	0000010449
Instrument Date	Feb 18, 2022
Instrument	202202180010449
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42386 ZENITH TER, BRAMBLETON, VA 20148-4967

Mortgage

Document Number	0000010450
Date	Feb 18, 2022
Instrument	202202180010450

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42386 Zenith Ter was $7,135.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,135.00	$886,340 Land $260,000 Building $626,340	$886,340 Land $260,000 Building $626,340
2023	$7,119.00	$813,710 Land $250,000 Building $563,710	$813,710 Land $250,000 Building $563,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42386 Zenith Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42386 Zenith Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Xfinity.

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