St. Clair County property record for 4238 V Achatz Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,236 sqft · built 2015 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2023) |
| Tax Bill | $6,023 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-587-0115-000 |
| Primary APN | 74-30-587-0115-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Basement Area | 2,224 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Lot Area | 16,291 sqft (0.374 acres) |
| Lot Dimensions | 163 ft deep x 100 ft wide |
| Garage Area | 908 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4238 V ACHATZ DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 115 RIVER RIDGE ESTATES NO 3 SPLIT ON 03/06/2006 FROM 30-041-1007-100; |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 115 |
| Legal Unit | 115 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 640100 |
4238 V Achatz Dr is owned and occupied by an individual who bought it in September 2023.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Dec 3, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on File |
| Deed Sale | Sep 19, 2023 · Amount on File |
| Prior Sale | Jul 20, 2016 · Amount on File |
| Deed Document Number | 202316622 |
| Deed Book / Page | 5655 / 784 |
| Prior Transfer Date | Nov 16, 2018 |
| Prior Transfer Doc | 0005012469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 7, 2026 |
| Property Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Document Number | 0005913267 |
| Book / Page | 5913 / 267 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20266901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Document Number | 0000006901, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 5913/267 |
| Instrument | 20266901 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 19, 2023 |
| Property Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Document Number | 0005655784 |
| Book / Page | 5655 / 784 |
| Map Reference | LB 107 PG 1-3 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023016622 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Name | Verified Name |
|---|---|
| Address | 1985 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Number | 0005651710 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 5651/710 |
| Instrument | 2023015695 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Document Number | 5431482 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 5431/482 |
| Instrument | 2021028375 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 3, 2018 |
| Property Address | 4238 V ACHATZ DR, SAINT CLAIR, MI 48079-3568 |
| Document Number | 0050120469 |
| Book / Page | 005012 / 000469 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4238 V ACHATZ DR ST CLAIR MI 480793568, ST CLAIR, MI 48079-3568 |
The 2025 property tax bill for 4238 V Achatz Dr was $6,023 with a homeowner's exemption, up 5.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,400 (+4.14%) | $542,800 | |
| 2025 | $6,023.00 (+5.11%) Homeowner's exemption | $260,600 | |
| 2024 | $5,730.00 | $521,200 | |
| 2023 | $177,300 | ||
| 2022 | $289.00 | $354,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4238 V Achatz Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4238 V Achatz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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