Montgomery County property record for 4238 Station Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,973 sqft · built 1995 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Dec 2003) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133M A 8.00 |
| Primary APN | 133M A 8.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,973 sqft Living Area |
| Gross Area | 2,579 sqft |
| 1st Floor Area | 1,291 sqft |
| Basement Area | 1,952 sqft |
| Finished Basement | 682 sqft |
| Unfinished Basement | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4238 STATION RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIVISION: LONE OAK STATION BLOCK: 1 LOT: 3 PLAT BOOK: 13 PLAT PAGE: 121 PRORATED FOR 11 MONTHS T-95 |
| Legal Subdivision | LONE OAK STATION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Jan 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 25, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2003 · Amount on Record |
| Deed Sale | Dec 2, 2003 · Amount on Record |
| Prior Sale | Aug 7, 2002 · Amount on Record |
| Deed Book / Page | 937 / 2364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001120047 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 1738/271 |
| Instrument | 1120047 |
| Name | US BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Document Number | 0001216598 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 0000001897/0000001851 |
| Instrument | 1216598 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Document Number | 0001238358 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 0000001937/0000000103 |
| Instrument | 1238358 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001278160 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 2015/684 |
| Instrument | 1278160 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4238 STATION RD, CUNNINGHAM, TN 37052-4825 |
| Document Number | 0001171330 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 238 STATION RD CUNNINGHAM TN 37052, CUNNINGHAM, TN 37052 |
| Document Number | 0001171330 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 001822/001905 |
| Instrument | 1171330 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2048 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (+6.14%) | $79,900 (-) | $319,600 (-) Land $65,000 Building $254,600 |
| 2024 | $1,581.00 (+17.55%) | $79,900 (+77.65%) | $319,600 (+77.65%) Land $65,000 Building $254,600 |
| 2023 | $1,345.00 | $44,975 (-) | |
| 2022 | $1,345.00 | $44,975 | $179,900 Land $34,600 Building $145,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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