4238 Main St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4238 Main St, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,595 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$665,000 (Mar 2020)
Tax Bill	$8,833 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-0172-010-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0172-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,595 sqft Living Area
1st Floor Area	1,484 sqft
2nd Floor Area	1,111 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Pool Area	28,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4238 MAIN ST
City	FAIR OAKS
State	CA
Zip	95628-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (NPA)
Legal Description	POR LOT 6, BLK 15 RESURVEY FAIR OAKS CITY BEG ATTHE MOST SLY COR OF SD LOT 6, TH N 188.48 FT,TH S 67%23W 110.92 FT M/L TO
Legal Subdivision	FAIR OAKS CITY
Legal Block	15
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4013
Census Tract	8009

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5100 LONG CANYON DR, FAIR OAKS, CA 95628-4115
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 30, 2023	Intrafamily Transfer, Transfer
Mar 11, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Mar 9, 2018	Grant Deed, Transfer · Conventional Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Book / Page	20200311 / 1608
Prior Transfer Date	Oct 14, 1996
Prior Transfer Doc	9610000786
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4238 MAIN ST, FAIR OAKS, CA 95628-7545
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4238 MAIN ST, FAIR OAKS, CA 95628-7545

Mortgage

Document Number	0000000968
Date	Nov 30, 2021
Instrument	2021113000968

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 30, 2023
Property Address	4238 MAIN ST, FAIR OAKS, CA 95628-7545
Document Number	0000000761
Map Reference	MB A MAP 48
Instrument Date	Oct 2, 2023
Instrument	202310300761
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5100 LONG CANYON DR, FAIR OAKS, CA 95628-4115

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 11, 2020
Property Address	4238 MAIN ST, FAIR OAKS, CA 95628-7545
Document Number	2003111608
Instrument Date	Mar 4, 2020
Instrument	2003111608
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4238 MAIN ST FAIR OAKS CA 956287545, FAIR OAKS, CA 95628-7545

Mortgage

Document Number	2003111609
Date	Mar 11, 2020
Instrument	2003111609

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 9, 2018
Property Address	4238 MAIN ST, FAIR OAKS, CA 95628-7545
Document Number	1803090392
Instrument Date	Mar 6, 2018
Instrument	1803090392
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4238 MAIN ST FAIR OAKS CA 956287545, FAIR OAKS, CA 95628-7545

Mortgage

Document Number	1803090393
Date	Mar 9, 2018
Instrument	1803090393

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,814 (+2%) Land $223,101 Building $518,713
2025	$8,833.00 (+0.76%)	$727,270 (+4.04%) Land $218,727 Building $508,543
2024	$8,766.00 (+3%)
2023	$8,511.00 (+0.37%)	$699,032 Land $210,235 Building $488,797
2022	$8,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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