4237 Pebble Pointe Dr, Lakeland, FL 33813 Property Records

Polk County property record for 4237 Pebble Pointe Dr, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,395 sqft · built 1996
Lot Size	0.112 acres (4,870 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Apr 2024)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-05-274714-000500`

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274714-000500`
Alternative APNs	`052924274714000500` `52924000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,870 sqft (0.112 acres)
Lot Dimensions	116 ft deep x 42 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	457 sqft
Porch	Screened/Unfinished Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4237 PEBBLE POINTE DR
City	LAKELAND
State	FL
Zip	33813-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEY POINTE PHASE 1 PB 102 PGS 3 & 4 LOT 50
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	STONEY POINTE PHASE 1
Legal Phase	1
Legal Tract	274714
Legal Block	2
Legal Lot Number	50
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	10603

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4237 PEBBLE POINTE DR, LAKELAND, FL 33813-1946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jan 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage DUANE WELLHOEFER IRA 092873
Dec 22, 2023	Warranty Deed, Transfer · Commercial Mortgage DUANE WELHOEFOR IRA 0928736

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	202485782
Deed Book / Page	13077 / 2078
Prior Transfer Date	Jun 8, 2005
Prior Transfer Doc	0000140873
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 15, 2024
Property Address	4237 PEBBLE POINTE DR, LAKELAND, FL 33813-1946
Document Number	0000085782
Book / Page	13077 / 2078
Map Reference	MB 102 PG 3&4
Instrument Date	Apr 11, 2024
Instrument	2024085782
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17604 N US HIGHWAY 415, LUTZ, FL 33549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4237 PEBBLE POINTE DR, LAKELAND, FL 33813-1946

Mortgage

Document Number	0000085783
Date	Apr 15, 2024
Book Page	13077/2080
Instrument	2024085783

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4237 PEBBLE POINTE DR, LAKELAND, FL 33813-1946
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17121 RICH JO CIR, LUTZ, FL 33548-7917

Mortgage

Document Number	0000015496
Date	Jan 22, 2024
Book Page	12979/1654
Instrument	2024015496

Lender

Name	DUANE WELLHOEFER IRA 092873
Type	Non-Lending Institution
Address	CORONA DEL MAR, CA 92625

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2023
Property Address	4237 PEBBLE POINTE DR, LAKELAND, FL 33813-1946
Document Number	0000298646
Book / Page	12950 / 1504
Map Reference	MB 102 PG 3&4
Instrument Date	Dec 14, 2023
Instrument	2023298646
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4237 PEBBLE POINTE DR, LAKELAND, FL 33813-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17604 N US HWY, LUTZ, FL 33549

Mortgage

Document Number	0129501506
Date	Dec 22, 2023
Instrument	12950/1506

Lender

Name	DUANE WELHOEFOR IRA 0928736
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00 (+123.53%) Homeowner's exemption	$249,618 (+86.26%) Land $66,000 Building $183,618	$249,618 (+4.71%) Land $66,000 Building $183,618
2023	$1,666.00 (+3.54%) Homeowner's exemption	$134,013 (+3%)	$238,387 (+8.42%) Land $64,000 Building $174,387
2022	$1,609.00 Homeowner's exemption	$130,110	$219,866 Land $60,000 Building $159,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (2002–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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