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4237 McClay Rd, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4237 McClay Rd, Saint Charles, MO 63304 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1994
Square Footage1,147 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2018)
Tax Bill$2,358.00 (2025)

Property Details

APN / Parcel Number

Primary APN521825A000
Alternative APN
  • 3-0009-S007-00-0013.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Total Rooms5 Rooms
Building Area1,147 sqft Living Area
1st Floor1,147 sqft 1st Floor
Basement Area525 sqft Basement
Finished Basement350 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Lot Area14,375 sqft (0.33 acres)
Depth X Width200 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Exterior Amenities

Patio Area100 sqft Patio
Porch1 Porch
Porch Area28 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number521825A000
Old Parcel Number521825A000
Street Address4237 MCCLAY RD
CitySAINT CHARLES
StateMO
Zip63304-7919
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SEC 7
Legal Range04E
Legal Township46N
Legal Section07
Legal Lot Number13
JurisdictionST CHARLES MO
Minor Civil DivisionST. PETERS
Census Blockgroup3
Census Block3004
Census Tract311331

Owner

Source: St. Charles County records · APN 521825A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4237 MCCLAY RD, SAINT CHARLES, MO 63304-7919
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage
FLAT BR MTG
Feb 22, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2018 · Amount on Record
Deed SaleFeb 22, 2018 · Amount on Record
Prior SaleJul 23, 2003 · Amount on Record
Deed Doc Number0006882267
Deed Book / Page6882 / 267
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4237 MCCLAY RD, SAINT CHARLES, MO 63304-7919
Document Number0000001517
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4237 MCCLAY RD ST CHARLES MO 633047919, ST CHARLES, MO 63304-7919

Mortgage

Document Number0000001517
DateJan 06, 2021
Instrument1517
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term360 Months
DueJan 05, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 22, 2018
Property Address4237 MCCLAY RD, SAINT CHARLES, MO 63304-7919
Document Number0068820267
Book / Page6882 / 0267
Instrument DateFeb 21, 2018
Instrument20180222000094750
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCONTINENTAL TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1043 CENTURY OAKS DRB, 1043, MANCHESTER, MO 63088

Transferred To (Grantee/Buyer)

NameVerified Name
Address4237 MCCLAY RD, SAINT CHARLES, MO 63304-7919

Mortgage

Document Number20180222000094760
DateFeb 22, 2018
Instrument20180222000094760
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,358.00$39,084 (+5.96%)$205,705 (+5.96%) Land $36,400 Building $169,305
2023$36,886
2022$194,136 Land $35,000 Building $159,136

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