4237 Gerona Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4237 Gerona Ave, Sebring, FL 33872

Property Summary

Property Type	Vacant Land
Lot Size	0.234 acres (10,195 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2025)
Tax Bill	$973 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-100-1610-0550`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-100-1610-0550`

Exterior

Lot Area	10,195 sqft (0.234 acres)
Lot Dimensions	125 ft deep x 82 ft wide

Location & Zoning

Street Address	4237 GERONA AVE
City	SEBRING
State	FL
Zip	33872-1955
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 10 PB 9 PG 60 LOT 55 BLK 161
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	161
Legal Lot Number	55
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2073
Census Tract	960503

Owner

4237 Gerona Ave, vacant land, is owned and occupied by two individuals who bought it in October 2025.

Source: Highlands County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4237 GERONA AVE, SEBRING, FL 33872-1955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC
Nov 8, 2021	Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Jul 9, 2024 · Amount on File
Deed Document Number	20252281726
Deed Book / Page	3148 / 1365
Prior Transfer Date	Dec 31, 2021
Prior Transfer Doc	0002080989
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 2, 2025
Property Address	4237 GERONA AVE, SEBRING, FL 33872-1955
Document Number	0002281726
Book / Page	3148 / 1365
Map Reference	MB 9 PG 60
Instrument Date	Sep 30, 2025
Instrument	2281726
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4237 GERONA AVE, SEBRING, FL 33872-1955
Investor	Possibly a Property Investor

Mortgage

Document Number	0031481367
Date	Oct 2, 2025
Instrument	3148/1367

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

November 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 8, 2021
Property Address	4237 GERONA AVE, SEBRING, FL 33872-1955
Document Number	0002063049
Book / Page	2864 / 89
Map Reference	MB 9 PG 60
Instrument Date	Nov 5, 2021
Instrument	2063049
Transaction Type	Foreclosure
Record Updated	May 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$18.90
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 VALLEYDALE RD, HOOVER, AL 35244-2084

Tax Assessment & Valuation

The 2025 property tax bill for 4237 Gerona Ave was $973, up 479.2% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 (+479.17%)	$14,000 (-3.45%) Land $14,000	$14,000 (-3.45%) Land $14,000
2024	$168.00 (+64.71%)	$14,500 (+107.14%) Land $14,500	$14,500 (+107.14%) Land $14,500
2023	$102.00 (+24.39%)	$7,000 (+75%) Land $7,000	$7,000 (+75%) Land $7,000
2022	$82.00	$4,000 Land $4,000	$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4237 Gerona Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4237 Gerona Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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