4237 18th Ave N, Velva, ND 58790 Property Records

McHenry County property record for 4237 18th Ave N, Velva, ND 58790

Property Summary

Property Type	Single Family Home
Lot Size	9.14 acres (398,138 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,065 (2023)
Deeds & Mortgages	Jan 2013 Mortgage Aug 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13000002618002`

Property Details

APN / Parcel Number

Primary APN	`13000002618002`

Exterior

Lot Area	398,138 sqft (9.14 acres)

Location & Zoning

Street Address	4331 18TH AVE N
City	VELVA
State	ND
Zip	58790-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 153 SCT: 33 RNG: 080 SUB: 0013-0000 OUTLOT 1 IN NW1/4SW1/4 SEC 33-153-80
Legal Lot Number	1
Jurisdiction	MCHENRY ND
Township / Civil Division	VELVA
Census Block Group	1
Census Block	1188
Census Tract	955900

Owner

Source: McHenry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4331 18TH AVE N, VELVA, ND 58790-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 11, 2006	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 11, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	4331 18TH AVE N, VELVA, ND 58790-9700
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312019
Date	Jan 4, 2013
Instrument	312019

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2028

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	4331 18TH AVE N, VELVA, ND 58790-9700
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298619
Date	Aug 11, 2006
Instrument	298619

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	4331 18TH AVE N, VELVA, ND 58790-9700
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298620
Date	Aug 11, 2006
Instrument	298620

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY ND
Property Address	4331 18TH AVE N, VELVA, ND 58790-9700
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000297850
Date	Mar 17, 2006
Instrument	297850

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
County Subdivision	Velva Township
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,450 (-) Land $14,800 Building $48,650	$126,900 (-) Land $29,600 Building $97,300
2025		$63,450 (-) Land $14,800 Building $48,650	$126,900 (-) Land $29,600 Building $97,300
2023	$1,065.00	$63,450 Land $14,800 Building $48,650	$126,900 Land $29,600 Building $97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2011)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 14 claims Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 47% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PRAIRIE RWD-SYSTEM 1&2 private · serves 7,748 people · EPA ID ND5101125
Water Source	Purchased groundwater from NORTHWESTERN AREA WATER SUPPLY
Last State Inspection	Jun 2023
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM III, NORTH PRAIRIE RWD SYSTEM IV
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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