Calloway County property record for 4236 Speaker Trl, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1996 |
| Owner | Individual Name on File |
| Last Sale | $104,132 (Apr 2022) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 088-K-0147 |
| Primary APN | 088-K-0147 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Adobe |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|
| Account Number | 93078 |
|---|---|
| Street Address | 4236 SPEAKER TRL |
| City | MURRAY |
| State | KY |
| Zip | 42071-5615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 88K-147,148,177 4236 SPEAKER TRAIL |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | NEW CONCORD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10800 |
4236 Speaker Trl is owned and occupied by an individual who bought it in April 2022.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4236 SPEAKER TRL, MURRAY, KY 42071-5615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on File |
| Deed Sale | Apr 11, 2022 · Amount on File |
| Prior Sale | Jun 23, 2008 · Amount on File |
| Deed Document Number | 656432 |
| Deed Book / Page | 1365 / 226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 11, 2022 |
| Property Address | 4236 SPEAKER TRL, MURRAY, KY 42071-5615 |
| Document Number | 001365/226 |
| Book / Page | 1365 / 226 |
| Map Reference | MB 4 PG 35 SL 235 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 656432 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | HOME TEAM TITLE, HOME TEAM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4236 SPEAKER TRL, MURRAY, KY 42071-5615 |
| Name | Verified Name |
|---|---|
| Address | 4236 SPEAKER TRL, MURRAY, KY 42071-5615 |
| Document Number | 0000656433 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 656433 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
The 2025 property tax bill for 4236 Speaker Trl was $948.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 | $104,132 | $104,132 |
| 2023 | $964.00 | $104,132 | $104,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4236 Speaker Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4236 Speaker Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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