4236 Half Moon Bay Way, Oceanside, CA 92058 Property Records

San Diego County property record for 4236 Half Moon Bay Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,174 sqft · built 1984
Lot Size	3.05 acres (133,018 sqft)
Owner	2 Company Names on Record
Last Sale	$560,000 (Sep 2026)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-28-44`

Property Details

APN / Parcel Number

Primary APN	`157-550-28-44`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	133,018 sqft (3.05 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4236 HALF MOON BAY WAY
City	OCEANSIDE
State	CA
Zip	92058-6930
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 143 US176PER DOC84-076521&83-064046&UND INT IN LOTS 141&142& TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	141-1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18608

Owner

Source: San Diego County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC
Jul 27, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 27, 2018	Grant Deed, Transfer · VA Mortgage MICHIGAN MUTUAL
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage K&J REMODELING GROUP
Jan 23, 2017	Intrafamily Transfer, Transfer · ARM DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Jul 27, 2018
Deed Document Number	2026265682
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0000308146
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2026
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Document Number	0000265682
Instrument Date	Aug 6, 2026
Instrument	2026265682
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Investor	Possibly a Property Investor

Mortgage

Document Number	0000265683,
Date	Sep 10, 2026
Instrument	2026265683

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930

Mortgage

Document Number	0000125528
Date	Feb 18, 2021
Instrument	2021-0125528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222327
Date	Jun 10, 2019
Instrument	2019-0222327

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257648
Date	May 21, 2020
Instrument	2020-0257648

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2018
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Document Number	0000308146
Instrument Date	Jul 13, 2018
Instrument	308146
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4236 HALF MOON BAY WAY OCEANSIDE CA 920586930, OCEANSIDE, CA 92058-6930

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2018
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Document Number	0000308145
Instrument Date	Jun 14, 2018
Instrument	308145
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$423.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4236 HALF MOON BAY WAY OCEANSIDE CA 920586930, OCEANSIDE, CA 92058-6930

Mortgage

Document Number	308147
Date	Jul 27, 2018
Instrument	308147

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Document Number	0000138681
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	768 IVERSON POINT WAY OCEANSIDE CA 920586938, OCEANSIDE, CA 92058-6938

Mortgage

Document Number	0000138681
Date	Apr 9, 2018
Instrument	138681

Lender

Name	K&J REMODELING GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2017
Property Address	4236 HALF MOON BAY WAY, OCEANSIDE, CA 92058-6930
Document Number	0000033029
Map Reference	MAP9745
Instrument Date	Dec 19, 2016
Instrument	2017-0033029
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	768 IVERSON POINT WAY, OCEANSIDE, CA 92058-6938

Mortgage

Document Number	0000033030
Date	Jan 23, 2017
Instrument	2017-0033030

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,059 (+2%) Land $262,836 Building $175,223
2025	$2,885.00 (+2.12%)	$429,471 (+4.04%) Land $257,683 Building $171,788
2023	$2,825.00 (-36.64%) Homeowner's exemption	$412,796 Land $247,678 Building $165,118
2022	$4,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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