Hernando County property record for 4235 Elwood Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1988 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,900 (May 2020) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1056-0060 |
| Primary APN | R32-323-17-5160-1056-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,284 sqft |
| Utility Area | 50 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00582060 |
|---|---|
| Street Address | 4235 ELWOOD RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1056 LOT 6 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1056 |
| Legal Lot Number | 6 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41006 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Nov 22, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 7, 2020 | Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| May 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on Record |
| Deed Sale | May 7, 2020 · Amount on Record |
| Prior Sale | Oct 21, 2016 · Amount on Record |
| Deed Document Number | 202028085 |
| Deed Book / Page | 3837 / 1867 |
| Last Transfer Date | Nov 22, 2023 |
| Transfer Doc | 0043661431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Document Number | 0043860366 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 4386/366 |
| Instrument | 2024005348 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Document Number | 0043661431 |
| Book / Page | 4366 / 1431 |
| Map Reference | MB 9 PG 18 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023074036 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Name | Verified Name |
|---|---|
| Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 7, 2020 |
| Property Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Document Number | 0038371867 |
| Book / Page | 3837 / 1867 |
| Map Reference | MB 9 PG 18 |
| Instrument Date | May 4, 2020 |
| Instrument | 2020028085 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 ROYAL PALM WAY, 308, SPRING HILL, FL 34608-9426 |
| Name | Verified Name |
|---|---|
| Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Document Number | 38371869 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 3837/1869 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 9, 2019 |
| Property Address | 4235 ELWOOD RD, SPRING HILL, FL 34609-2021 |
| Document Number | 0037010767 |
| Book / Page | 003701 / 000767 |
| Instrument Date | May 7, 2019 |
| Instrument | 28205 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 308 ROYAL PALM WAY SPRING HILL FL 346089426, SPRING HILL, FL 34608-9426 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 (+51.65%) | $139,535 (+5.99%) | $203,554 (+3.31%) Land $38,500 Building $165,054 |
| 2023 | $131,653 (+3%) Land $131,653 | ||
| 2022 | $1,398.00 Homeowner's exemption | $127,818 | $197,030 Land $32,000 Building $165,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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