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4235 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4235 55th St, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,137 sqft · built 2007
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$266,000 (Aug 2017)
Tax Bill$4,042 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-39-16-00007-0000-00097.0

Property Details

APN / Parcel Number

Primary APN32-39-16-00007-0000-00097.0
Alternative APN
  • 45359

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,137 sqft Living Area
1st Floor Area1,773 sqft
2nd Floor Area1,364 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialClay Tile
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions171 ft deep x 59 ft wide
Garage Area394 sqft
DrivewayDriveway
Driveway Area578 sqft
PorchOpen Porch
Porch Area47 sqft
Patio Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number45359
Street Address4235 55TH ST
CityVERO BEACH
StateFL
Zip32967-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionVEROLAGO PHASE 5 LOT 97 PBI 20-44
Legal Range39
Legal Township32
Legal Section16
Legal SubdivisionVEROLAGO PHASE 5
Legal Phase5
Legal Lot Number97
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1005
Census Tract50811

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4235 55TH ST, VERO BEACH, FL 32967-2423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
Aug 28, 2017Warranty Deed, Transfer
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleJun 26, 2014 · Amount on Record
Deed Document Number3120170050466
Deed Book / Page3052 / 0208
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4235 55TH ST, VERO BEACH, FL 32967-2423
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4235 55TH ST, VERO BEACH, FL 32967-2423

Mortgage

Document Number0034160782
DateApr 30, 2021
Book Page3416/782
Instrument3120210030750
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 28, 2017
Property Address4235 55TH ST, VERO BEACH, FL 32967-2423
Document Number0030520208
Book / Page003052 / 000208
Instrument DateAug 23, 2017
Instrument50466
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
Tax$862.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4235 55TH ST VERO BEACH FL 329672423, VERO BEACH, FL 32967-2423

Mortgage

Document Number30520210
DateAug 28, 2017
Book Page003052/000210
Instrument50467
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,042.00 (+13.86%)$298,894 (+5.99%)$485,369 (+6.58%) Land $46,750 Building $438,619
2023$3,550.00 (+2.69%)$282,010 (+3%)$455,421 (+17.88%) Land $38,250 Building $417,171
2022$3,457.00$273,796$386,333 Land $38,250 Building $348,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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