42349 Andes Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42349 Andes Loop, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 2024
Lot Size	0.286 acres (12,495 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Mar 2024)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-26-19-302-007`

Property Details

APN / Parcel Number

Primary APN	`42-26-19-302-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,400 sqft
Flooring	Covered

Exterior

Year Built	Built 2024
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,495 sqft (0.286 acres)
Driveway	Driveway
Driveway Area	336 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	42349 ANDES LOOP
City	PUNTA GORDA
State	FL
Zip	33982-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BNR 001 0000 2250 BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE 1 LOT 2250 3378551
Legal Subdivision	BABCOCK RANCH
Legal Phase	1
Legal Lot Number	2250
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records · APN 42-26-19-302-007

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	42349 ANDES LOOP, PUNTA GORDA, FL 33982-2571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2024 · Amount on Record
Deed Sale	Mar 08, 2024 · Amount on Record
Deed Document Number	3378551
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 08, 2024
Property Address	42349 ANDES LOOP, PUNTA GORDA, FL 33982-2571
Document Number	0003378551
Map Reference	MB 24 PG 20A-20Q
Instrument Date	Mar 01, 2024
Instrument	3378551
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42349 ANDES LOOP, BABCOCK RANCH, FL 33982-2571

Mortgage

Document Number	0003378552
Date	Mar 08, 2024
Instrument	3378552

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,032.00 (+7.1%) Homeowner's exemption	$242,846 (+783.43%)	$387,787 (+427.6%) Land $84,500 Building $303,287
2023	$2,831.00 (+16.94%)	$27,489 (+1%)	$73,500 (+194.12%) Land $73,500
2022	$2,421.00	$24,990 Land $24,990	$24,990 Land $24,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 518 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured (352 under condo master policies) 430 of 518 individual policies on primary residences
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 3 claims Hurricane Irma (Sep 2017), 4 claims

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 88 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.