Charlotte County property record for 42346 Edgewater Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,068 sqft · built 2021 |
| Lot Size | 0.191 acres (8,351 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Mar 2024) |
| Tax Bill | $6,413 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-30-207-007 |
| Primary APN | 42-26-30-207-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 3,045 sqft |
| Flooring | Covered |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,351 sqft (0.191 acres) |
| Driveway | Driveway |
| Driveway Area | 374 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 36 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 42346 EDGEWATER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCE 000 0000 1339 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1339 (8352 SF) 4518/730 E4518/732 4885/1491 33861 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Lot Number | 1339 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
42346 Edgewater Dr is owned and occupied by an individual who bought it in March 2024.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 42346 EDGEWATER DR, PUNTA GORDA, FL 33982-2192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Dec 1, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 3386177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42346 EDGEWATER DR, PUNTA GORDA, FL 33982-2192 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 42346 EDGEWATER DR, PUNTA GORDA, FL 33982-2192 |
| Document Number | 0003596248 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 3596248 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 28, 2024 |
| Property Address | 42346 EDGEWATER DR, PUNTA GORDA, FL 33982-2192 |
| Document Number | 0003386177 |
| Map Reference | MB 23 PG 11A |
| Instrument Date | Mar 25, 2024 |
| Instrument | 3386177 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | KEMP TITLE AGENCY LLC, MVP TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16098 PALMETTO ST, PUNTA GORDA, FL 33982-6008 |
| Name | Verified Name |
|---|---|
| Address | 6457 BUCKMAN ST, LEWIS CENTER, OH 43035-8818 |
| Document Number | 0003386178 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 3386178 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 1, 2021 |
| Property Address | 42346 EDGEWATER DR, PUNTA GORDA, FL 33982-2192 |
| Document Number | 0048851491 |
| Book / Page | 4885 / 1491 |
| Map Reference | MB 23 PG 11A-11P |
| Instrument Date | Nov 22, 2021 |
| Instrument | 3028654 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,168.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 42346 EDGEWATER DR, BABCOCK RANCH, FL 33982-2192 |
| Document Number | 0048851493 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 4885/1493 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 42346 Edgewater Dr was $6,413 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,413.00 Homeowner's exemption | $469,119 | $484,435 Land $80,000 Building $404,435 |
| 2023 | $8,410.00 (+4.17%) Homeowner's exemption | $419,617 (+3%) | $467,763 (+14.82%) Land $77,000 Building $390,763 |
| 2022 | $8,073.00 Homeowner's exemption | $407,395 Land $63,750 Building $343,645 | $407,395 Land $63,750 Building $343,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42346 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42346 Edgewater Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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