42343 Camino Romo, Temecula, CA 92592 Property Records

Riverside County property record for 42343 Camino Romo, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jul 2026)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`955-080-017`

Property Details

APN / Parcel Number

Primary APN	`955-080-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Tile
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	42343 CAMINO ROMO
City	TEMECULA
State	CA
Zip	92592-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17 MB 225/041 TR 22916-1
Legal Subdivision	225M41
Legal Tract	22916-1
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3001
Census Tract	43262

Owner

42343 Camino Romo is owned and occupied by two individuals who bought it in July 2026.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42343 CAMINO ROMO, TEMECULA, CA 92592-3538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Mar 12, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Mar 12, 2018	Grant Deed, Transfer · ARM UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	2026209318
Prior Transfer Date	Apr 22, 1998
Prior Transfer Doc	0000177381
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 6, 2026
Property Address	42343 CAMINO ROMO, TEMECULA, CA 92592-3538
Document Number	0000209318
Instrument Date	Jun 10, 2026
Instrument	2026209318
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42343 CAMINO ROMO, TEMECULA, CA 92592-3538

Mortgage

Document Number	0000209319,
Date	Jul 6, 2026
Instrument	2026209319

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42343 CAMINO ROMO, TEMECULA, CA 92592-3538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183606
Date	Apr 28, 2020
Instrument	2020-0183606

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 12, 2018
Property Address	42343 CAMINO ROMO, TEMECULA, CA 92592-3538
Document Number	0000093261
Instrument Date	Feb 27, 2018
Instrument	93261
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	798 RIDGE RD CEDAR GROVE NJ 070091612, CEDAR GROVE, NJ 07009-1612

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 12, 2018
Property Address	42343 CAMINO ROMO, TEMECULA, CA 92592-3538
Document Number	0000093262
Map Reference	MB 225 PG 41-50
Instrument Date	Feb 21, 2018
Instrument	2018-0093262
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46310 SAWTOOTH LN, TEMECULA, CA 92592-4143

Mortgage

Document Number	0000093263
Date	Mar 12, 2018
Instrument	2018-0093263

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 42343 Camino Romo was $5,909.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,954 (+2%) Land $174,080 Building $309,874
2025	$5,909.00 Homeowner's exemption	$474,466 Land $170,667 Building $303,799
2023	$5,766.00 (+2.29%) Homeowner's exemption	$456,044 Land $164,041 Building $292,003
2022	$5,637.00
2021			$501,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42343 Camino Romo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42343 Camino Romo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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