Lake County property record for 4233 Elm Rd, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,896 sqft · built 1990 |
| Lot Size | 0.755 acres (32,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Nov 2021) |
| Tax Bill | $10,084 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-410-019 |
| Primary APN | 07-23-410-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 1,168 sqft |
| Basement Area | 728 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,888 sqft (0.755 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4233 ELM RD |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDSAYS RESUBDIVISION; LOT 1 |
| Legal Subdivision | LINDSAYS RESUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 861510 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4233 ELM RD, GURNEE, IL 60031-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2017 · Amount on Record |
| Deed Document Number | 20217843458 |
| Prior Transfer Date | Nov 5, 2012 |
| Prior Transfer Doc | 0006918503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 12, 2021 |
| Property Address | 4233 ELM RD, GURNEE, IL 60031-3356 |
| Document Number | 0007843458 |
| Map Reference | DOC 6955801 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 7843458 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4233 ELM RD, GURNEE, IL 60031-3356 |
| Document Number | 0007843459 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 7843459 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4233 ELM RD, GURNEE, IL 60031-3356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007653369 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 7653369 |
| Name | STARBOARD FINANCIAL MANAGEMENT LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,391 (+13.09%) Land $22,468 Building $96,923 | $358,209 (+13.09%) Land $67,411 Building $290,798 | |
| 2024 | $10,084.00 (+16.9%) | ||
| 2023 | $8,626.00 (+13.54%) | $105,576 (+14.96%) Land $19,868 Building $85,708 | $316,760 (+14.96%) Land $59,610 Building $257,150 |
| 2022 | $7,597.00 | $91,839 Land $20,437 Building $71,402 | $275,544 Land $61,317 Building $214,227 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| E-vergent Fixed Wireless | 100 / 20 |
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