4233 Cook Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4233 Cook Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	2,301 sqft · built 1900
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Jul 2015)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2020 Mortgage + 1 more
APN	`03-7.0-26-004-000-039.007`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-004-000-039.007`

Interior

Building Area	2,301 sqft Base Area
1st Floor Area	2,301 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	61,420 sqft (1.41 acres)

Location & Zoning

Street Address	4233 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64505-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	26-58-35SESUB:COOK ROAD SUB LOTS:A BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	26
Legal Subdivision	COOK ROAD SUB
Legal Lot Number	A
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4233 COOK RD, SAINT JOSEPH, MO 64505-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY NATIONAL BANK
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2015 · Amount on Record
Deed Sale	Jul 13, 2015 · Amount on Record
Deed Document Number	20157058
Last Transfer Date	Jul 8, 2025
Transfer Doc	003809/140
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4233 COOK RD, SAINT JOSEPH, MO 64505-9340
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017008075
Date	Aug 16, 2017
Instrument	2017008075

Lender

Name	NODAWAY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4233 COOK RD, SAINT JOSEPH, MO 64505-9340
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4233 COOK RD, SAINT JOSEPH, MO 64505-9340

Mortgage

Document Number	003756/598
Date	Dec 11, 2020
Book Page	3756/598
Instrument	2020011792

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4233 COOK RD, SAINT JOSEPH, MO 64505-9340
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, STJOSEPH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003740/748
Date	Aug 28, 2019
Book Page	3740/748
Instrument	2019007188

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (+0.03%)	$51,020 (+5.87%) Land $8,550 Building $42,470	$268,530 (+5.87%) Land $45,000 Building $223,530
2024	$3,585.00 (+15.13%)
2023	$3,114.00 (-0.7%)	$48,190 (-) Land $8,550 Building $39,640	$253,650 (-) Land $45,000 Building $208,650
2022	$3,136.00	$48,190 Land $8,550 Building $39,640
2021			$253,650 Land $45,000 Building $208,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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