4232 Wilderness Rd, Vernon, FL 32462 Property Records

Washington County property record for 4232 Wilderness Rd, Vernon, FL 32462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2023
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Oct 2023)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000045670000`

Property Details

APN / Parcel Number

Primary APN	`000045670000`
Alternative APNs	`00000000-00-4567-0000` `45670000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Porch	Finished/Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4232 WILDERNESS RD
City	VERNON
State	FL
Zip	32462-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 3 15 3 ORB 1286 P 356 BG SWC OF SW4 OF NW4, RN N 404,E.299,S.404,W.299 TO POB.
Legal Range	15W
Legal Township	03S
Legal Section	19
Jurisdiction	WASHINGTON FL
Township / Civil Division	CARYVILLE
Census Block Group	2
Census Block	2005
Census Tract	970200

Owner

4232 Wilderness Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Washington County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13528 US 70 BUSINESS HWY W # 24, 24, CLAYTON, NC 27520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU
Sep 4, 2020	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC
Jan 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	20237513
Deed Book / Page	1286 / 356
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0067000602
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 30, 2023
Property Address	4232 WILDERNESS RD, VERNON, FL 32462-3134
Document Number	0067007513
Book / Page	1286 / 356
Instrument Date	Oct 30, 2023
Instrument	202367007513
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3962 YATES SETTLEMENT RD, CARYVILLE, FL 32427-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13528 US 70 BUSINESS HWY W, CLAYTON, NC 27520-2146

Mortgage

Document Number	0067007514
Date	Oct 30, 2023
Book Page	1286/358
Instrument	202367007514

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 4, 2020
Property Address	4232 WILDERNESS RD, VERNON, FL 32462-3134
Document Number	0067005956
Book / Page	001185 / 000474
Instrument Date	Sep 4, 2020
Instrument	67005956
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3962 YATES SETTLEMENT RD CARYVILLE FL 324272717, CARYVILLE, FL 32427-2717

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 22, 2020
Property Address	4232 WILDERNESS RD, VERNON, FL 32462-3134
Document Number	0067000602
Book / Page	001167 / 000594
Instrument Date	Jan 10, 2020
Instrument	67000602
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2583 IRON MAN RD DANVILLE AL 356196330, DANVILLE, AL 35619-6330

Tax Assessment & Valuation

The 2025 property tax bill for 4232 Wilderness Rd was $2,591 with a homeowner's exemption, down 0.8% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00 (-0.77%) Homeowner's exemption	$227,913 (+17.55%) Land $20,400 Building $207,513	$227,913 (+17.55%) Land $20,400 Building $207,513
2024	$2,611.00 (+773.24%)	$193,878 (+742.95%) Land $18,000 Building $175,878	$193,878 (+742.95%) Land $18,000 Building $175,878
2023	$299.00 (+11.15%)	$23,000 (+15%) Land $18,000 Building $5,000	$23,000 (+15%) Land $18,000 Building $5,000
2022	$269.00	$20,000 Land $15,000 Building $5,000	$20,000 Land $15,000 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4232 Wilderness Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	35 (1994–2016)
Claims Outside the SFHA	1 of 35
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Hurricane Georges, Oct 1998 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4232 Wilderness Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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