Harford County property record for 4232 Webster Rd, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,866 sqft · built 2002 |
| Lot Size | 2.67 acres (116,305 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,450 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-055872 |
| Primary APN | 02-055872 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,866 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 116,305 sqft (2.67 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 055872 |
|---|---|
| Street Address | 4232 WEBSTER RD |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 2.67 ACRES 4232 WEBSTER ROAD E OF WEBSTER |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302200 |
4232 Webster Rd is owned and occupied by an individual who acquired it in August 2001.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 22, 2022 | Gift Deed, Transfer |
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2001 |
| Deed Sale | Aug 15, 2001 |
| Prior Sale | Jan 25, 2001 |
| Deed Document Number | 200134 |
| Deed Book / Page | 3631 / 244 |
| Transfer Doc | 0154800002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Document Number | 1708000334 |
| Book / Page | 17089 / 334 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 22, 2022 |
| Property Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Document Number | 0154800002 |
| Book / Page | 15480 / 2 |
| Instrument Date | Apr 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Document Number | 0150230414 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 15023/414 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4232 WEBSTER RD, HAVRE DE GRACE, MD 21078-1646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149260297 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 14926/297 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 4232 Webster Rd was $4,450 with a homeowner's exemption, up 16% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,450.00 (+16.01%) Homeowner's exemption | $402,800 (+6.49%) Land $108,300 Building $294,500 | $402,800 (-) Land $108,300 Building $294,500 |
| 2025 | $3,836.00 Homeowner's exemption | $378,267 | $402,800 Land $108,300 Building $294,500 |
| 2023 | $329,200 Land $108,300 Building $220,900 | $329,200 Land $108,300 Building $220,900 | |
| 2022 | $3,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4232 Webster Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4232 Webster Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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