4232 W Ruth Ave, Phoenix, AZ 85051 Property Records

Maricopa County property record for 4232 W Ruth Ave, Phoenix, AZ 85051

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,720 sqft · built 1978
Lot Size	0.193 acres (8,435 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Dec 2025)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`150-14-110`

Property Details

APN / Parcel Number

Primary APN	`150-14-110`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,435 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces
Pool Area	475 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4232 W RUTH AVE
City	PHOENIX
State	AZ
Zip	85051-4668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MANZANITA MANOR PER MCR 178-17
Legal Range	02E
Legal Township	03N
Legal Section	34
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	MANZANITA MANOR
Legal Lot Number	95
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	105701

Owner

4232 W Ruth Ave is owned and occupied by an individual who bought it in December 2025.

Source: Maricopa County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Dec 5, 2022	Intrafamily Transfer, Transfer
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 8, 2021	Warranty Deed, Transfer MAGNUS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Dec 5, 2022
Deed Document Number	20250750623
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 30, 2025
Property Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668
Document Number	0000750623
Map Reference	MB 178 PG 17
Instrument Date	Dec 29, 2025
Instrument	20250750623
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668

Mortgage

Document Number	0000750624
Date	Dec 30, 2025
Instrument	20250750624

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000750625
Date	Dec 30, 2025
Instrument	20250750625

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Amount	Amount on Record

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 5, 2022
Property Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668
Document Number	0000872022
Map Reference	MB 178 PG 17
Instrument Date	Nov 7, 2022
Instrument	20220872022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2022
Property Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668
Document Number	0000179707
Map Reference	MB 178 PG 17
Instrument Date	Feb 17, 2022
Instrument	20220179707
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5892 COUNTY ROAD 437, 5892, PRINCETON, TX 75407-4552

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	505 E BUCKEYE RD, PHOENIX, AZ 85004-2729

Mortgage

Document Number	0000179708
Date	Feb 28, 2022
Instrument	20220179708

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 8, 2021
Property Address	4232 W RUTH AVE, PHOENIX, AZ 85051-4668
Document Number	0000024606
Instrument Date	Dec 31, 2020
Instrument	24606
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5892 COUNTY ROAD 437 PRINCETON TX 754074552, PRINCETON, TX 75407-4552

Tax Assessment & Valuation

The 2025 property tax bill for 4232 W Ruth Ave was $1,606.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,460	$324,600 Land $64,900 Building $259,700
2025	$1,606.00
2024		$35,820	$358,200 Land $71,600 Building $286,600
2023	$1,328.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4232 W Ruth Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4232 W Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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