4232 W 20th Ave, Gary, IN 46404 Property Records

Lake County property record for 4232 W 20th Ave, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1954
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Tax Bill	$1,406 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0440-0034`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0440-0034`
Alternative APNs	`45-08-07-378-010.000-004` `254704400034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	91 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0440-0034
Old Parcel Number	254704400034
Street Address	4232 W 20TH AVE
City	GARY
State	IN
Zip	46404-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARRYTOWN FIRST SUBDIVISION ALL L.34 BL.4
Legal Subdivision	TARRYTOWN FIRST SUB
Legal Block	4
Legal Lot Number	34
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1007
Census Tract	11100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	34109 N LAKESIDE DR, GRAYSLAKE, IL 60030-1019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 25, 2020	Deed of Trust, Mortgage CELEBRATION TRUST
Nov 23, 2020	Grant Deed, Transfer ETITLE AGENCY INC
Feb 14, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021
Deed Sale	Nov 9, 2021
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	2021-537273
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 9, 2021
Property Address	4232 W 20TH AVE, GARY, IN 46404-2533
Document Number	0000037273
Map Reference	MB 30 PG 13
Instrument Date	Oct 25, 2021
Instrument	2021-537273
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34109 N LAKESIDE DR, GRAYSLAKE, IL 60030-1019

Mortgage

Document Number	0000037274
Date	Nov 9, 2021
Instrument	2021-537274

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4232 W 20TH AVE, GARY, IN 46404-2533
Document Number	0000090609
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4232 W 20TH AVE GARY IN 464042533, GARY, IN 46404-2533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090609
Date	Dec 9, 2020
Instrument	90609

Lender

Name	CELEBRATION TRUST
Address	16620 S 16TH DR, PHOENIX, AZ 85045

Agreement

Amount	Amount Recorded

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Nov 23, 2020
Property Address	4232 W 20TH AVE, GARY, IN 46404-2533
Document Number	0000085822
Instrument Date	Nov 12, 2020
Instrument	85822
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2701 W 45TH AVE GARY IN 464083612, GARY, IN 46408-3612

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Feb 14, 2018
Property Address	4232 W 20TH AVE, GARY, IN 46404-2533
Document Number	0000010231
Instrument Date	Feb 2, 2018
Instrument	10231
Transaction Type	Foreclosure
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,000 (+49.81%) Land $5,300 Building $74,700	$80,000 (+49.81%) Land $5,300 Building $74,700
2024	$1,406.00 (+10.88%)
2023		$53,400 (+7.88%) Land $5,800 Building $47,600	$53,400 (+7.88%) Land $5,800 Building $47,600
2022	$1,268.00	$49,500 Land $3,700 Building $45,800	$49,500 Land $3,700 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on W 20th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures