Polk County property record for 4232 Shadow Wood Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,228 sqft · built 1983 |
| Lot Size | 0.337 acres (14,671 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Dec 2009) |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354970-000090 |
| Primary APN | 25-28-35-354970-000090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 2,826 sqft |
| 1st Floor Area | 2,228 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,671 sqft (0.337 acres) |
| Lot Dimensions | 163 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 4232 SHADOW WOOD DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SHADOW WOOD PB 65 PG 49 LOT 9 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | SHADOW WOOD |
| Legal Tract | 354970 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 14703 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4232 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit BB&T BK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2009 · Amount on Record |
| Deed Sale | Dec 15, 2009 · Amount on Record |
| Deed Document Number | 2009219272 |
| Deed Book / Page | 8036 / 449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4232 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0113911604 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 4232 SHADOW WOOD DR WINTER HAVEN FL 338801520, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0113911604 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 011391/001604 |
| Instrument | 202615 |
| Name | BB&T BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28258-0022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4232 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0113911607 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4232 SHADOW WOOD DR WINTER HAVEN FL 338801520, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0113911607 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 011391/001607 |
| Instrument | 202616 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 27, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 (-35.08%) Homeowner's exemption | $117,092 (+5.99%) | $315,824 (-3.24%) Land $31,000 Building $284,824 |
| 2023 | $1,531.00 (+6.84%) Homeowner's exemption | $110,478 (+3%) | $326,397 (+10.21%) Land $30,000 Building $296,397 |
| 2022 | $1,433.00 Homeowner's exemption | $107,260 | $296,150 Land $25,000 Building $271,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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