4232 Sand Flat Rd, Oakland, MD 21550 Property Records

Garrett County property record for 4232 Sand Flat Rd, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1966
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$43,000 (Nov 2010)
Tax Bill$732 (2026)
Deeds & MortgagesJan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN07-003099

Property Details

APN / Parcel Number

Primary APN07-003099
Alternative APNs
  • 7003099
  • 003099

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Total Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeMixed
Garage Area1,572 sqft
Parking Spaces5 Parking Spaces
Patio Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number003099
Street Address4232 SAND FLAT RD
CityOAKLAND
StateMD
Zip21550-7040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 AC .2 MI E GARRETT HWY SAND FLAT
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group1
Census Block1027
Census Tract502

Owner

4232 Sand Flat Rd is owned by a company that acquired it in January 2022.

Source: Garrett County records, as of July 27, 2026

Owner of RecordCompany Name on File
Mailing Address1317 SEABRIGHT DR, ANNAPOLIS, MD 21409-4658
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2010 · Amount on File
Deed SaleNov 10, 2010 · Amount on File
Deed Document Number20101214
Deed Book / Page1548 / 36
Last Transfer DateJan 24, 2022
Transfer Doc2389000243
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARRETT MD
Recording DateJan 27, 2022
Property Address4232 SAND FLAT RD, OAKLAND, MD 21550-7040
Document Number0023890243
Book / Page2389 / 243
Instrument DateJan 24, 2022
Transaction TypeTransfer
Record UpdatedFeb 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 SEAHRIGHT DRIVE, ANNAPOLIS, MD 21409-4658

Tax Assessment & Valuation

The 2026 property tax bill for 4232 Sand Flat Rd was $732, up 0.4% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$732.00 (+0.41%)$63,133 (+2.16%)$65,800 (+6.47%) Land $34,000 Building $31,800
2025$729.00$61,800 Land $32,000 Building $29,800$61,800 Land $32,000 Building $29,800
2023$659.00$53,867$61,800 Land $32,000 Building $29,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4232 Sand Flat Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4232 Sand Flat Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sand Flat Rd

Nearby Streets

Search Property Records by Address or Parcel Number