4232 Ridge Rd, Philpot, KY 42366 Property Records

Daviess County property record for 4232 Ridge Rd, Philpot, KY 42366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 2,209 sqft · built 2001
Lot Size	18.5 acres (809,345 sqft)
Owner	Individual Name on File
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Jul 2009 Sale & Mortgage Jul 2009 Sale
Flood Zone	Zone X (minimal risk)
APN	`110-00-00-023-02-000`

Property Details

APN / Parcel Number

Primary APN	`110-00-00-023-02-000`
Alternative APN	`2258694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,209 sqft Total Area
Basement Area	806 sqft
Finished Basement	806 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	809,345 sqft (18.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4232 RIDGE RD
City	PHILPOT
State	KY
Zip	42366-9737
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	4232 RIDGE RD
Legal Tract	2
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	1
Census Block	1011
Census Tract	1502

Owner

4232 Ridge Rd, an agricultural property, is owned by an individual.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4232 RIDGE RD, PHILPOT, KY 42366-9737
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2009	Deed, Transfer · VA Mortgage US BANK NA
Jul 1, 2009	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 1, 2009
Property Address	4232 RIDGE RD, PHILPOT, KY 42366-9737
Document Number	000862/685
Book / Page	0862 / 685
Map Reference	MB28 PG440
Instrument Date	Jun 2, 2009
Instrument	200900010116
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16260 N 71ST ST # ST2ND, ST2ND, SCOTTSDALE, AZ 85254-1591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 RIDGE RD, PHILPOT, KY 42366-9737

Mortgage

Document Number	001704/565
Date	Jul 1, 2009
Book Page	1704/565
Instrument	2009-00010117

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2039

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 1, 2009
Property Address	4232 RIDGE RD, PHILPOT, KY 42366-9737
Document Number	000862/682
Book / Page	0862 / 682
Map Reference	MB28 PG440
Instrument Date	May 25, 2009
Instrument	200900010115
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6511 GLENRIDGE PARK PLACE # PL1, PL1, LOUISVILLE, KY 40222-3452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16260 N 71ST ST # 2ND, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4232 Ridge Rd was $2,367.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,300 (+19.41%)	$344,300 (+13.57%)
2025	$2,367.00	$229,712 Land $5,712 Building $224,000	$303,160 Land $79,160 Building $224,000
2023		$229,712	$303,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4232 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4232 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	E DAVIESS CO WATER ASSOC INC private · serves 11,997 people · EPA ID KY0300109
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

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