Osceola County property record for 4232 Ranch House Rd, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2026) |
| Tax Bill | $1,948.00 (2025) |
| Primary APN | 21-26-30-0132-0001-6580 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|
| Street Address | 4232 RANCH HOUSE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6366 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | MEADOW AT CROSSPRAIRIE PH 3 PB 35 PGS 32-35 LOT 658 |
| Legal Subdivision | MEADOW AT CROSSPRAIRIE PHASE 3 |
| Legal Lot Number | 658 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 21-26-30-0132-0001-6580
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4232 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Deed Doc Number | 202634761 |
| Deed Book / Page | 6938 / 1133 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 17, 2026 |
| Property Address | 4232 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366 |
| Document Number | 0069381133 |
| Book / Page | 6938 / 1133 |
| Map Reference | MB 35 PG 32-35 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026034761 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 4232 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366 |
| Document Number | 0069381136 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 6938/1136 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Max Rate | 5% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948.00 (+0.1%) | $44,000 Land $44,000 | $44,000 Land $44,000 |
| 2024 | $1,946.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 156 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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