Butler County property record for 4232 R E Smith Dr, West Chester, OH 45069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,228 sqft · built 2022 |
| Lot Size | 0.208 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,514 (Apr 2022) |
| Tax Bill | $7,056 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M5620-482.000-027 |
| Primary APN | M5620-482.000-027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 1,258 sqft |
| 1st Floor Area | 629 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Combination |
| Lot Area | 9,104 sqft (0.208 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4232 R E SMITH DR |
|---|---|
| City | WEST CHESTER |
| State | OH |
| Zip | 45069-3681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 ENT WESTFALL PRESERVE SEC 3 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | WEST CHESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11122 |
4232 R E Smith Dr is owned and occupied by an individual who bought it in April 2022.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4232 R E SMITH DR, WEST CHESTER, OH 45069-3681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 28, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Nov 16, 2021 | Warranty Deed, Transfer · Unknown FISCHER LENDING COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 0000019909 |
| Deed Book / Page | 9842 / 858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 4232 R E SMITH DR, WEST CHESTER, OH 45069-3681 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4232 R E SMITH DR, WEST CHESTER, OH 45069-3681 |
| Document Number | 0000003393 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 9941/974 |
| Instrument | 2023-00003393 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Apr 28, 2022 |
| Property Address | 4232 R E SMITH DR, WEST CHESTER, OH 45069-3681 |
| Document Number | 0000019909 |
| Book / Page | 9842 / 858 |
| Map Reference | MB 9692 PG 376-378 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022-00019909 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4232 R E SMITH DR, WEST CHESTER, OH 45069-3681 |
| Document Number | 0009842861 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 9842/861 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Nov 16, 2021 |
| Property Address | 4232 R E SMITH DR, WEST CHESTER, OH 45069-3681 |
| Document Number | 0000065311 |
| Book / Page | 9760 / 1156 |
| Map Reference | MB 9692 PG 376-378 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 2021-00065311 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Investor | Possibly a Property Investor |
| Document Number | 0000066717 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 9765/610 |
| Instrument | 2021-00066717 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 17 Months |
| Due | Mar 31, 2023 |
The 2025 property tax bill for 4232 R E Smith Dr was $7,056.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | West Chester Township |
| Unified School District | Lakota Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,056.00 | $163,320 Land $28,970 Building $134,350 | $466,630 Land $82,760 Building $383,870 |
| 2023 | $6,839.00 (+1,454.32%) | $163,320 (+2,165.19%) Land $28,970 Building $134,350 | $466,630 Land $82,760 Building $383,870 |
| 2022 | $440.00 | $7,210 Land $7,210 | |
| 2020 | $20,590 Land $20,590 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4232 R E Smith Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4232 R E Smith Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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