Henrico County property record for 4232 Montclair Rd, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,068 sqft · built 1993 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Oct 2025) |
| Tax Bill | $2,787 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 806-738-9107 |
| Primary APN | 806-738-9107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | FO0292301 |
|---|---|
| Street Address | 4232 MONTCLAIR RD |
| City | RICHMOND |
| State | VA |
| Zip | 23223-1176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3AC |
| Legal Description | 0108030000K 0004; MAPLEWOOD FARMS SC 7 BL K LT 4 7 A1 31 |
| Legal Subdivision | MAPLEWOOD FARMS |
| Legal Lot Number | 4,7 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 201001 |
Source: Henrico County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4232 MONTCLAIR RD, RICHMOND, VA 23223-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Oct 21, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage NFM LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Sep 3, 1999 |
| Deed Document Number | 202528167 |
| Deed Book / Page | 6713 / 1424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 4232 MONTCLAIR RD, RICHMOND, VA 23223-1176 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0064201704 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 6420/1704 |
| Instrument | 202200034529 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Oct 21, 2025 |
| Property Address | 4232 MONTCLAIR RD, RICHMOND, VA 23223-1176 |
| Document Number | 0067131424 |
| Book / Page | 6713 / 1424 |
| Map Reference | MB 95 PG 23 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 202500028167 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Title Company | FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4232 MONTCLAIR RD, RICHMOND, VA 23223-1176 |
| Document Number | 0067131428 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 6713/1428 |
| Instrument | 202500028168 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,787.00 (+1.53%) | $324,800 (+3.28%) Land $55,000 Building $269,800 | $324,800 (+3.28%) Land $55,000 Building $269,800 |
| 2025 | $2,745.00 (+4.37%) | $314,500 (+1.62%) Land $45,000 Building $269,500 | $314,500 (+1.62%) Land $45,000 Building $269,500 |
| 2023 | $2,630.00 | $309,500 Land $45,000 Building $264,500 | $309,500 Land $45,000 Building $264,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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