4232 Mission Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4232 Mission Ranch Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,548 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$649,000 (Jan 2023)
Tax Bill	$7,580 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-101-63-01`

Property Details

APN / Parcel Number

Primary APN	`158-101-63-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4232 MISSION RANCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6471
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 20PER DOC18-0014726&UND INT IN MODULE 6 TR 016182
Legal Subdivision	VILLA STORIA PLANNING AREA 2A
Legal Tract	016182
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2016
Census Tract	18521

Owner

4232 Mission Ranch Way, a condominium, is owned and occupied by two individuals who bought it in January 2023.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 16, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Dec 28, 2020	Quit Claim Deed, Transfer TIGER LNS INC
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIGER LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Sep 19, 2018 · Amount on File
Deed Document Number	20234567
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000838455
Record Updated	Sep 20, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2023
Property Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471
Document Number	0000004567
Map Reference	MAP 16182
Instrument Date	Dec 13, 2022
Instrument	2023-0004567
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471

Mortgage

Document Number	0000004568
Date	Jan 6, 2023
Instrument	2023-0004568

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471

Mortgage

Document Number	0000210304
Date	May 16, 2022
Instrument	2022-0210304

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2020
Property Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471
Document Number	0000838455
Instrument Date	Dec 22, 2020
Instrument	838455
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4232 MISSION RANCH WAY OCEANSIDE CA 920576471, OCEANSIDE, CA 92057-6471

Mortgage

Document Number	838456
Date	Dec 28, 2020
Instrument	838456

Lender

Name	TIGER LNS INC
Address	IRVINE, CA 92620

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4232 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471
Document Number	0000108364
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 MISSION RANCH WAY OCEANSIDE CA 920576471, OCEANSIDE, CA 92057-6471

Mortgage

Document Number	0000108364
Date	Mar 2, 2020
Instrument	108364

Lender

Name	TIGER LNS INC
Address	IRVINE, CA 92620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4232 Mission Ranch Way was $7,580.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,722 (+2%) Land $343,551 Building $345,171
2025	$7,580.00	$675,218 Land $336,815 Building $338,403
2023	$5,498.00 (+1.53%)	$494,372 Land $246,605 Building $247,767
2022	$5,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4232 Mission Ranch Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4232 Mission Ranch Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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