4232 Liston Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 4232 Liston Dr, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,819 sqft · built 2014
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Jun 2021)
Tax Bill	$8,633 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-19-007-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-19-007-010.000-018`
Alternative APN	`1709190007010000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,819 sqft Living Area
Basement Area	1,738 sqft
Finished Basement	1,388 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709190007010000
Street Address	4232 LISTON DR
City	CARMEL
State	IN
Zip	46074-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .38, SECTION 19, TOWNSHIP 18, RANGE 3, LONGRIDGE ESTATES, SECTION 3B, LOT 125, IRREGULAR SHAPE
Legal Subdivision	LONG RDG ESTATES SEC 3B
Legal Lot Number	125
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	110910

Owner

4232 Liston Dr is owned and occupied by an individual who bought it in June 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4232 LISTON DR, CARMEL, IN 46074-4419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 3, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Oct 30, 2014
Deed Document Number	2021043981
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4232 LISTON DR, CARMEL, IN 46074-4419
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053475
Date	Aug 10, 2020
Instrument	2020053475

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 15, 2021
Property Address	4232 LISTON DR, CARMEL, IN 46074-4419
Document Number	0000043981
Map Reference	CAB 5 SL 164
Instrument Date	Mar 18, 2021
Instrument	2021043981
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4232 LISTON DR, CARMEL, IN 46074-4419
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043982
Date	Jun 15, 2021
Instrument	2021043982

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4232 LISTON DR, CARMEL, IN 46074-4419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029043
Date	Jul 3, 2019
Instrument	2019029043

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$734,700 Land $165,400 Building $569,300	$734,700 Land $165,400 Building $569,300
2024	$8,633.00 (+9.29%)
2023	$7,899.00 (+12.67%) Homeowner's exemption	$696,200 (+14.58%) Land $106,100 Building $590,100	$696,200 (+14.58%) Land $106,100 Building $590,100
2022	$7,011.00 Homeowner's exemption	$607,600 Land $106,100 Building $501,500	$607,600 Land $106,100 Building $501,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4232 Liston Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4232 Liston Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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