Carroll County property record for 4232 Harness Dr, Hampstead, MD 21074 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,240 sqft Total Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $351,500 (2019) |
| Tax Bill | $5,329.00 (2025) |
| Primary APN | 08-060738 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,240 sqft Total Area |
| Basement Area | 403 sqft Basement |
| Finished Basement | 403 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 284 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 060738 |
|---|---|
| Street Address | 4232 HARNESS DR |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-2579 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 144 - 8712 SF 4232 HARNESS DR 40-39/3 N CARR FARMS SC 4 PLT A |
| Legal Subdivision | NORTH CARROL FARMS SECTION FOUR |
| Legal Lot Number | 144 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 8, HAMPSTEAD |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 508103 |
Source: Carroll County records · APN 08-060738
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4232 HARNESS DR, HAMPSTEAD, MD 21074-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Dec 03, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 09, 2019 | Grant Deed, Transfer NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2019 · Amount on Record |
| Deed Sale | Oct 09, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2002 · Amount on Record |
| Deed Book / Page | 9440 / 30 |
| Last Transfer Date | Oct 28, 2021 |
| Transfer Doc | 0105840112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 21, 2026 |
| Property Address | 4232 HARNESS DR, HAMPSTEAD, MD 21074-2579 |
| Document Number | 1181000169 |
| Book / Page | 11815 / 169 |
| Instrument Date | Jul 03, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4232 HARNESS DR, HAMPSTEAD, MD 21074-2579 |
| Document Number | 1181000169, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 11815/169 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 03, 2021 |
| Property Address | 4232 HARNESS DR, HAMPSTEAD, MD 21074-2579 |
| Document Number | 0105840112 |
| Book / Page | 10584 / 112 |
| Map Reference | MB 40 PG 39 |
| Instrument Date | Oct 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4232 HARNESS DR, HAMPSTEAD, MD 21074-2579 |
| Document Number | 0010584118 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 10584/118 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 09, 2019 |
| Property Address | 4232 HARNESS DR, HAMPSTEAD, MD 21074-2579 |
| Document Number | 0094400030 |
| Book / Page | 009440 / 000030 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4232 HARNESS DR HAMPSTEAD MD 210742579, HAMPSTEAD, MD 21074-2579 |
| Document Number | 94400037 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 009440/000037 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 08, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,533 (+5.61%) | $475,200 (+16.84%) Land $120,000 Building $355,200 | |
| 2025 | $5,329.00 (+10.17%) Homeowner's exemption | $406,700 (+13.51%) Land $110,000 Building $296,700 | $406,700 (-) Land $110,000 Building $296,700 |
| 2023 | $4,837.00 Homeowner's exemption | $358,300 | $406,700 Land $110,000 Building $296,700 |
4232 Harness Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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