4232 FM 2685, Gilmer, TX 75645 Property Records

Upshur County property record for 4232 FM 2685, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	3,090 sqft
Lot Size	6.86 acres (298,952 sqft)
Owner	Individual Name on Record
Last Sale	$204,800 (Feb 2017)
Tax Bill	$965 (2026)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S126-S02-000-LT01`

Property Details

APN / Parcel Number

Primary APN	`S126-S02-000-LT01`
Alternative APN	`46215`

Interior

Building Area	3,090 sqft Living Area
1st Floor Area	640 sqft

Exterior

Exterior Material	Brick/Stone
Roof Material	Galvanized Metal
Lot Area	298,952 sqft (6.86 acres)
Garage Type	Attached
Garage Area	1,360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S126-S02-000-LT01
Street Address	4232 FM 2685
City	GILMER
State	TX
Zip	75645-2973
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1, COOPER-HOLCOMB PARTITION S126 (A1) 6.863 ACRES METAL HOUSE
Legal Subdivision	COOPER-HOLCOMB PARTITION
Legal Lot Number	1
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3016
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4232 FM 2685, GILMER, TX 75645-2973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	Apr 25, 2012 · Amount on Record
Deed Document Number	2017926
Deed Book / Page	1292 / 399
Prior Transfer Date	Apr 24, 2012
Prior Transfer Doc	001030/425
Record Updated	Oct 29, 2026

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Feb 15, 2017
Property Address	4232 FM 2685, GILMER, TX 75645-2973
Document Number	1292/399
Book / Page	1292 / 399
Instrument Date	Feb 14, 2017
Instrument	201700926
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 FM 2685, GILMER, TX 75645-2973

Mortgage

Document Number	201700927
Date	Feb 15, 2017
Instrument	201700927

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	132 Months
Due	Feb 14, 2028

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$965.00 (+268.32%) Homeowner's exemption	$144,890 (+3.56%)	$159,370 (-1.94%) Land $88,220 Building $71,150
2025	$262.00 (-11.78%) Homeowner's exemption	$139,904 (+181.34%)	$162,530 (-7.03%) Land $89,030 Building $73,500
2023		$49,728	$174,820 Land $112,240 Building $62,580
2022	$297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2685

Nearby Streets

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