4232 E 188th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 4232 E 188th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1971
Lot Size	0.139 acres (6,048 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Nov 2025)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141-23-084`

Property Details

APN / Parcel Number

Primary APN	`141-23-084`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	520 sqft
2nd Floor Area	850 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,048 sqft (0.139 acres)
Lot Dimensions	112 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4232 E 188TH ST
City	CLEVELAND
State	OH
Zip	44122-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	74 FED HOM#11 0021 ALL
Legal Subdivision	FED HOM#11
Legal Lot Number	21
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1010
Census Tract	122100

Owner

4232 E 188th St is owned by a company that bought it in November 2025.

Source: Cuyahoga County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	9024 YALE AVE, CLEVELAND, OH 44108-2140
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 7, 2025	Fiduciary Deed, Transfer · Construction Mortgage UNITAS FUNDING LLC
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Sep 30, 1997 · Amount on File
Deed Document Number	2025448
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4232 E 188TH ST, CLEVELAND, OH 44122-6910
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 E 188TH ST, CLEVELAND, OH 44122-6910

Mortgage

Document Number	0000000085
Date	Jan 8, 2024
Instrument	202401080085

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	412 Months
Due	May 1, 2058

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4232 E 188TH ST, CLEVELAND, OH 44122-6910
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 E 188TH ST, CLEVELAND, OH 44122-6910

Mortgage

Document Number	0000000228
Date	Oct 26, 2023
Instrument	202310260228

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	415 Months
Due	May 1, 2058

November 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 7, 2025
Property Address	4232 E 188TH ST, CLEVELAND, OH 44122-6910
Document Number	0000000448
Map Reference	VOL 196 PG 80
Instrument Date	Oct 9, 2025
Instrument	202511070448
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9024 YALE AVE, CLEVELAND, OH 44108-2140

Mortgage

Document Number	0000000451
Date	Nov 7, 2025
Instrument	202511070451

Lender

Name	UNITAS FUNDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4232 E 188TH ST, CLEVELAND, OH 44122-6910
Document Number	0004170626
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	BROKER'S SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 E 188TH ST CLEVELAND OH 441226910, CLEVELAND, OH 44122-6910

Mortgage

Document Number	0004170626
Date	Apr 17, 2018
Instrument	4170626

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4232 E 188th St was $2,169, down 1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (-1%) Homeowner's exemption Senior Citizen's exemption	$43,225 (-0.01%) Land $6,860 Building $36,365	$123,500 (-) Land $19,600 Building $103,900
2024	$2,191.00 (+14.59%) Homeowner's exemption Senior Citizen's exemption	$43,230 (+25.74%) Land $6,860 Building $36,370	$123,500 Land $19,600 Building $103,900
2023	$1,912.00 (-1.04%) Homeowner's exemption Senior Citizen's exemption	$34,380 (-) Land $5,570 Building $28,810
2022	$1,932.00 Homeowner's exemption Senior Citizen's exemption	$34,380 Land $5,570 Building $28,810
2021			$98,200 Land $15,900 Building $82,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4232 E 188th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4232 E 188th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
PCs for People Fixed Wireless	100 / 100

May also be available: DigitalC.

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