4232 Cloverhill Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4232 Cloverhill Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,834 sqft · built 1968
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Jan 2016)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0020-0294-00`

Property Details

APN / Parcel Number

Primary APN	`540-0020-0294-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,834 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	1,134 sqft
2nd Floor Area	700 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	142 ft deep x 63.9 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	70 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4232 CLOVERHILL TER
City	CINCINNATI
State	OH
Zip	45238-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCUP
Legal Description	CLOVERHILL TER 63.91 X 142.71 IRR-LOT 268 DELSHIRE SUB BLK E
Legal Subdivision	DELSHIRE SUB
Legal Block	E
Legal Lot Number	268
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1002
Census Tract	21422

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4232 CLOVERHILL TERRANCE, CINCINNATI, OH 45238
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2016 · Amount on Record
Deed Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	20166280
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4232 CLOVERHILL TER, CINCINNATI, OH 45238-6104
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 CLOVERHILL TER, CINCINNATI, OH 45238-6104

Mortgage

Document Number	0000006293
Date	Jan 18, 2022
Book Page	14585/2519
Instrument	2022-0006293

Lender

Name	JOAN C MATTEI ETAL
Type	Private Party
Address	312 PARKTRACE CT, CINCINNATI, OH 45238

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,588.00 (-0.24%)	$75,422 (-) Land $8,761 Building $66,661	$215,490 (-) Land $25,030 Building $190,460
2024	$4,599.00 (+1.52%)	$75,422 (-) Land $8,761 Building $66,661
2023	$4,530.00 (+29.47%)	$75,422 (+45.46%) Land $8,761 Building $66,661	$215,490 (+45.46%) Land $25,030 Building $190,460
2022	$3,499.00	$51,849 Land $8,540 Building $43,309
2020			$148,140 Land $24,400 Building $123,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20