Clermont County property record for 4232 Clough Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1955 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Nov 2010) |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15B-079 |
| Primary APN | 41-32-15B-079 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
|---|---|
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4232 CLOUGH LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MERIWETHERS SURVEY 1136 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41305 |
4232 Clough Ln is owned and occupied by an individual who bought it in November 2010.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4232 CLOUGH LN, CINCINNATI, OH 45245-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Oct 20, 2022 | Transfer on Death Deed, Transfer SOJOURNERS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2010 · Amount on File |
| Deed Sale | Nov 18, 2010 · Amount on File |
| Prior Sale | Aug 9, 2004 · Amount on File |
| Deed Document Number | 201028755 |
| Deed Book / Page | 2279 / 1288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4232 CLOUGH LN, CINCINNATI, OH 45245-1711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000038092 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 2902/4852 |
| Instrument | 202100038092 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 20, 2022 |
| Property Address | 4232 CLOUGH LN, CINCINNATI, OH 45245-1711 |
| Document Number | 0000026167 |
| Book / Page | 2931 / 4814 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 202200026167 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | SOJOURNERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 4232 Clough Ln was $2,163 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 | $53,130 Land $15,190 Building $37,940 | |
| 2024 | $151,800 (-) Land $43,400 Building $108,400 | ||
| 2023 | $5,284.00 (+135.05%) Homeowner's exemption | $53,130 (+37.71%) Land $15,190 Building $37,940 | $151,800 Land $43,400 Building $108,400 |
| 2022 | $2,248.00 Homeowner's exemption | $38,580 Land $11,030 Building $27,550 | |
| 2020 | $110,200 Land $31,500 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4232 Clough Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4232 Clough Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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