4232 Burning Tree Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 4232 Burning Tree Dr, Charlotte, NC 28277

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,197 sqft · built 1972
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on Record
Tax Bill$3,822 (2023)
Deeds & MortgagesApr 2021 Mortgage
Dec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN225-211-56

Property Details

APN / Parcel Number

Primary APN225-211-56

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,197 sqft Heated Area
Gross Area2,654 sqft
1st Floor Area1,462 sqft
Upper Floors Area735 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialWood
Lot Area6,250 sqft (0.143 acres)
Garage Area441 sqft
PorchPorch
Porch Area16 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number225-211-56
Street Address4232 BURNING TREE DR
CityCHARLOTTE
StateNC
Zip28277-8616
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-15PUD
Legal DescriptionL252 M16-95 & ADJ
Legal SubdivisionRAINTREE SEC 02-J
Legal Lot Number252
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1001
Census Tract5815

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4232 BURNING TREE DR, CHARLOTTE, NC 28277-8616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Dec 12, 2025Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2015
Deed SaleAug 28, 2015
Prior SaleMar 3, 2015 · Amount on Record
Deed Document Number0030239639
Deed Book / Page30239 / 639
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4232 BURNING TREE DR, CHARLOTTE, NC 28277-8616
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085230
DateApr 29, 2021
Book Page36003/20
Instrument2021085230
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4232 BURNING TREE DR, CHARLOTTE, NC 28277-8616
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4232 BURNING TREE DR, CHARLOTTE, NC 28277-8616

Mortgage

Document Number0000128046
DateDec 12, 2025
Book Page40070/329
Instrument2025128046
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

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