4232 Beachside Two Dr, #232, Miramar Beach, FL 32550 Property Records

Walton County property record for 4232 Beachside Two Dr, #232, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.007 acres (346 sqft)
Owner	2 Trust Names on File
Last Sale	$535,000 (Sep 2021)
Tax Bill	$4,097 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42410-000-0232`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42410-000-0232`
Alternative APN	`1077049`

Exterior

Lot Area	346 sqft (0.007 acres)

Location & Zoning

Account Number	1077049
Street Address	4232 BEACHSIDE TWO DR # 232, 232
City	MIRAMAR BEACH
State	FL
Zip	32550-4205
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 232 BEACHSIDE II AND AN UNDIV INT IN COMMON ELEMENTS AS REC IN OR 299-704 OR 499-164 OR 829-106 OR 2407-515 OR 2866-4621
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO II
Legal Lot Number	232
Legal Unit	232
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4232 Beachside Two Dr, #232 is held in a trust since September 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	22 NEW OAK TRL, HUMBLE, TX 77346-4042
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 16, 2021	Warranty Deed, Transfer NOT AVAILABLE, KETCHERSID LAND & TITLE LLC
Nov 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	20210044982
Deed Book / Page	3215 / 1397
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 8, 2021
Property Address	4232 BEACHSIDE TWO DR # 232, 232, MIRAMAR BEACH, FL 32550-4205
Document Number	0032151397
Book / Page	3215 / 1397
Map Reference	MB 299 PG 704
Instrument Date	Sep 2, 2021
Instrument	20210044982
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2416 SHANNON ST, WASHINGTON, IN 47501-8922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22 NEW OAK TRL, HUMBLE, TX 77346-4042

Mortgage

Document Number	0032151399
Date	Sep 8, 2021
Instrument	3215/1399

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 16, 2021
Property Address	4232 BEACHSIDE TWO DR # 232, 232, MIRAMAR BEACH, FL 32550-4205
Document Number	0031874643
Book / Page	3187 / 4643
Map Reference	MB 299 PG 704
Instrument Date	Mar 15, 2021
Instrument	20210012501
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, KETCHERSID LAND & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,024.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12621 RIDGEMOOR DR, PROSPECT, KY 40059-9188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 SHANNON ST, WASHINGTON, IN 47501-8922

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2020
Property Address	4232 BEACHSIDE TWO DR # 232, 232, MIRAMAR BEACH, FL 32550-4205
Document Number	0031683238
Book / Page	003168 / 003238
Instrument Date	Nov 3, 2020
Instrument	46005
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1004 AUDUBON PKWY LOUISVILLE KY 402131304, LOUISVILLE, KY 40213-1304

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$494,482 Building $494,482	$494,482 Building $494,482
2024	$4,097.00 (+0.52%)
2023	$4,076.00 (+7.86%)	$448,602 (+1%) Building $448,602	$448,602 (+1%) Building $448,602
2022	$3,779.00	$407,820 Building $407,820	$407,820 Building $407,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4232 Beachside Two Dr, #232 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4232 Beachside Two Dr, #232 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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