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4232 Arbor Mill Cir, Orange Park, FL 32065 Property Records

Clay County property record for 4232 Arbor Mill Cir, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,351 sqft · built 2018
Lot Size0.341 acres (14,897 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJul 2020 Mortgage
Jun 2019 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-04-25-007869-809-33

Property Details

APN / Parcel Number

Primary APN06-04-25-007869-809-33

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,351 sqft Heated Area
Gross Area2,971 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,897 sqft (0.341 acres)
Garage Area404 sqft
PorchPorch
Porch Area176 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4232 ARBOR MILL CIR
CityORANGE PARK
StateFL
Zip32065-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 133 ARBOR MILL AT OAKLEAFPLANTATION AS REC O R 4198 PG397, 4520 PG 1560
Legal Range25
Legal Township04
Legal Section06
Legal SubdivisionARBOR MILL/OAKLEAF PLANTATION
Legal Lot Number133
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3003
Census Tract30205

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · VA Mortgage
INTERCONTINENTAL CAP
Jun 4, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
BRANCH BK&TR
Jun 5, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK
Feb 5, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Feb 8, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 10, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2021
Deed SaleOct 11, 2021
Deed Document Number0045201560
Deed Book / Page4198 / 0397
Prior Transfer DateJun 4, 2019
Prior Transfer Doc2019028520
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
Document Number0043450347
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4232 ARBOR MILL CIR ORANGE PARK FL 320653204, ORANGE PARK, FL 32065-3204

Mortgage

Document Number0043450347
DateAug 24, 2020
Book Page004345/000347
Instrument43207
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 4, 2019
Property Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
Document Number0041980397
Book / Page004198 / 000397
Instrument DateMay 29, 2019
Instrument28520
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4232 ARBOR MILL CIR ORANGE PARK FL 320653204, ORANGE PARK, FL 32065-3204

Mortgage

Document Number41980399
DateJun 4, 2019
Book Page004198/000399
Instrument28521
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2049

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Recording DateJun 5, 2018
Property Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
Document Number0040901299
Book / Page004090 / 001299
Instrument DateMay 31, 2018
Instrument28798
Transaction TypeMortgage
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832
InvestorPossibly a Property Investor

Mortgage

Document Number40901299
DateJun 5, 2018
Book Page004090/001299
Instrument28798
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
Document Number0040540923
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832
InvestorPossibly a Property Investor

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY FL
Recording DateFeb 8, 2018
Property Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
Document Number0040540919
Book / Page004054 / 000919
Instrument DateFeb 5, 2018
Instrument6782
Transaction TypeTransfer
Record UpdatedFeb 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$450.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832
InvestorPossibly a Property Investor

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLAY FL
Recording DateJan 10, 2017
Property Address4232 ARBOR MILL CIR, ORANGE PARK, FL 32065-3204
Document Number0039331789
Book / Page003933 / 001789
Instrument DateJan 9, 2017
Instrument1498
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,129.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$303,692 (+5.99%)$362,347 (-1.69%) Land $60,000 Building $302,347
2023Disabled Person's exemption Veteran's exemption$286,538$368,572 Land $60,000 Building $308,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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