4232 46th Ave, Sacramento, CA 95824 Property Records

Sacramento County property record for 4232 46th Ave, Sacramento, CA 95824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,114 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2026)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`037-0261-014-0000`

Property Details

APN / Parcel Number

Primary APN	`037-0261-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4232 46TH AVE
City	SACRAMENTO
State	CA
Zip	95824-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FRUITRIDGE VISTA 09, LOT 942
Legal Subdivision	FRUITRIDGE VISTA 09
Legal Lot Number	942
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3004
Census Tract	4602

Owner

Source: Sacramento County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4232 46TH AVE, SACRAMENTO, CA 95824-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Deed Book / Page	20260320 / 793
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0000000146
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 20, 2026
Property Address	4232 46TH AVE, SACRAMENTO, CA 95824-3717
Document Number	0000000793
Map Reference	MB 38 MAP 21
Instrument Date	Mar 18, 2026
Instrument	202603200793
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4232 46TH AVE, SACRAMENTO, CA 95824-3717

Mortgage

Document Number	0000000794
Date	Mar 20, 2026
Instrument	202603200794

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000000795
Date	Mar 20, 2026
Instrument	202603200795

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$120,116 (+2%) Land $24,834 Building $95,282
2025	$1,445.00 (+1.33%)	$117,762 (+4.04%) Land $24,348 Building $93,414
2024	$1,426.00 (+2.3%)
2023	$1,394.00 (+1.6%)	$113,191 Land $23,403 Building $89,788
2022	$1,372.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - FRUITRIDGE VISTA private · serves 16,075 people · EPA ID CA3410023
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Oct 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T, DigitalPath, GeoLinks.

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