Hamilton County property record for 4231 Zetta Ave, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,507 sqft · built 1927 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Oct 2001) |
| Tax Bill | $3,084 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0014-0035-00 |
| Primary APN | 582-0014-0035-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 787 sqft |
| 2nd Floor Area | 720 sqft |
| Basement Area | 979 sqft |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,920 sqft (0.089 acres) |
| Lot Dimensions | 119 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4231 ZETTA AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4231 ZETTA AVE 32 X 119.42 PT LOT 1 D BROWN EST SUB |
| Legal Subdivision | D BROWN ESTATE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 25800 |
4231 Zetta Ave is owned and occupied by an individual who acquired it in December 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4231 ZETTA AVE, CINCINNATI, OH 45217-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Feb 16, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Dec 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2001 · Amount on File |
| Deed Sale | Oct 15, 2001 · Amount on File |
| Prior Sale | Mar 1, 2007 |
| Deed Document Number | 0087163954 |
| Last Transfer Date | Dec 9, 2019 |
| Transfer Doc | 0000108772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4231 ZETTA AVE, CINCINNATI, OH 45217-1531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017330 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 14606/508 |
| Instrument | 2022-0017330 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4231 ZETTA AVE, CINCINNATI, OH 45217-1531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4231 ZETTA AVE, CINCINNATI, OH 45217-1531 |
| Document Number | 0000017331 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 14606/513 |
| Instrument | 2022-0017331 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Jan 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4231 ZETTA AVE, CINCINNATI, OH 45217-1531 |
| Document Number | 0000023835 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4231 ZETTA AVE CINCINNATI OH 452171531, CINCINNATI, OH 45217-1531 |
| Document Number | 0000023835 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 014121/002686 |
| Instrument | 23835 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 9, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 9, 2019 |
| Property Address | 4231 ZETTA AVE, CINCINNATI, OH 45217-1531 |
| Document Number | 0000108772 |
| Book / Page | 014059 / 001776 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 108772 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4231 ZETTA AVE CINCINNATI OH 452171531, CINCINNATI, OH 45217-1531 |
The 2025 property tax bill for 4231 Zetta Ave was $3,084, up 4.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,084.00 (+4.29%) | $50,148 (-) Land $8,064 Building $42,084 | |
| 2024 | $2,957.00 (-4.12%) | $50,148 (-) Land $8,064 Building $42,084 | |
| 2023 | $3,084.00 (+27.33%) | $50,148 (+63.99%) Land $8,064 Building $42,084 | $143,280 Land $23,040 Building $120,240 |
| 2022 | $2,422.00 Homeowner's exemption | $30,580 Land $6,290 Building $24,290 | |
| 2020 | $87,370 Land $17,970 Building $69,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4231 Zetta Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4231 Zetta Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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