4231 Thomas St, Oceanside, CA 92056 Property Records

San Diego County property record for 4231 Thomas St, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1962
Square Footage1,042 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$760,000 (2026)
Tax Bill$2,213.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-234-02-00
Alternative APN
  • 1662120200

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,042 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area6,000 sqft (0.138 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number1662120200
Street Address4231 THOMAS ST
CityOCEANSIDE
StateCA
Zip92056-4220
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 197 TR 004693
Legal SubdivisionLYNNWOOD KNOLLS
Legal Tract004693
Legal Block2
Legal Lot Number197
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2001
Census Tract18519

Owner

Source: San Diego County records · APN 166-234-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 14, 2026Grant Deed, Transfer · Conventional Mortgage
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Dec 14, 2017Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Dec 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleNov 30, 1998 · Amount on Record
Deed Doc Number2026103640
Prior Transfer DateMay 10, 1994
Prior Transfer Doc0000323540
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
Transaction TypeMortgage
Record UpdatedApr 22, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220

Mortgage

Document Number0000287838
DateApr 14, 2021
Instrument2021-0287838
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
Transaction TypeMortgage
Record UpdatedApr 22, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220

Mortgage

Document Number0000827171
DateDec 06, 2021
Instrument2021-0827171
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 14, 2026
Property Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
Document Number0000103640
Instrument DateApr 10, 2026
Instrument2026103640
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$84,436.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
InvestorPossibly a Property Investor

Mortgage

Document Number0000103641,
DateApr 14, 2026
Instrument2026103641
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000585864
DateDec 14, 2017
Instrument2017-0585864
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4231 THOMAS ST, OCEANSIDE, CA 92056-4220
Document Number0000585863
Instrument DateDec 07, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4231 THOMAS ST OCEANSIDE CA 920564220, OCEANSIDE, CA 92056-4220

Mortgage

Document Number0000585863
DateDec 14, 2017
Instrument585863
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$202,251 (+2%) Land $127,912 Building $74,339
2025$2,213.00 (+6.09%) Homeowner's exemption$198,286 (+4.04%) Land $125,404 Building $72,882
2024$2,086.00 (+2.56%)
2023$2,034.00 (+0.35%) Homeowner's exemption$190,588 Land $120,536 Building $70,052
2022$2,027.00

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