4231 Silver Pine St, Kissimmee, FL 34746 Property Records

Osceola County property record for 4231 Silver Pine St, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,294 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Mar 2022)
Tax Bill	$6,647 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-29-2514-0007-0160`

Property Details

APN / Parcel Number

Primary APN	`19-26-29-2514-0007-0160`
Alternative APNs	`262919251400070160` `58028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,294 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	3,294 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Open/Unfinished Porch
Patio Area	410 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4231 SILVER PINE ST
City	KISSIMMEE
State	FL
Zip	34746-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	THE ALAMO ESTATES UNIT TWO PB 4 PG 69-71 BLK 7 LOT 16
Legal Range	29E
Legal Township	26S
Legal Section	19
Legal Subdivision	ALAMO ESTATES?UNIT 2
Legal Tract	2514
Legal Block	7
Legal Lot Number	16
Legal Unit	W
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1003
Census Tract	41006

Owner

Source: Osceola County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4231 SILVER PINE ST, KISSIMMEE, FL 34746-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 22, 2022	Warranty Deed, Transfer SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	202245119
Deed Book / Page	6176 / 2202
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 8, 2026
Property Address	4231 SILVER PINE ST, KISSIMMEE, FL 34746-3239
Document Number	0000061374
Book / Page	6969 / 185
Instrument Date	Apr 9, 2026
Instrument	202661374
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 SILVER PINE ST, KISSIMMEE, FL 34746-3239

Mortgage

Document Number	0000061374,
Date	May 8, 2026
Book Page	6969/185
Instrument	202661374

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 24, 2036

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4231 SILVER PINE ST, KISSIMMEE, FL 34746-3239
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 SILVER PINE ST, KISSIMMEE, FL 34746-3239

Mortgage

Document Number	0065650040
Date	Mar 13, 2024
Book Page	6565/40
Instrument	2024033145

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 22, 2022
Property Address	4231 SILVER PINE ST, KISSIMMEE, FL 34746-3239
Document Number	0061762202
Book / Page	6176 / 2202
Map Reference	MB 4 PG 69-71
Instrument Date	Mar 11, 2022
Instrument	2022045119
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 HITMANN STREET, AURORA, IL 60505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 SPIKE CT, KISSIMMEE, FL 34759-4027

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,647.00 (+4.53%) Homeowner's exemption	$465,428 (+675.71%)	$534,900 (+791.5%) Land $65,000 Building $469,900
2024	$6,359.00 (+612.09%)
2023	$893.00 (+54.77%)	$60,000 (+5%) Land $60,000	$60,000 (+5%) Land $60,000
2022	$577.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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