4231 Rounding Run Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 4231 Rounding Run Rd, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,058 sqft · built 1971
Lot Size	0.489 acres (21,305 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Dec 2019)
Tax Bill	$4,766 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`225-192-25`

Property Details

APN / Parcel Number

Primary APN	`225-192-25`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,058 sqft Heated Area
Gross Area	2,630 sqft
1st Floor Area	2,058 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	21,305 sqft (0.489 acres)
Garage Area	572 sqft
Patio Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	225-192-25
Street Address	4231 ROUNDING RUN RD
City	CHARLOTTE
State	NC
Zip	28277-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15PUD
Legal Description	L120 M15-221
Legal Subdivision	RAINTREE
Legal Lot Number	120
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1015
Census Tract	5815

Owner

4231 Rounding Run Rd is owned and occupied by an individual who bought it in December 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Apr 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SKYLA FCU
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 11, 2018	Warranty Deed, Transfer PS FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	0034101401
Deed Book / Page	34101 / 401
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108940
Date	Jun 2, 2021
Book Page	36139/382
Instrument	2021108940

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115687
Date	Aug 10, 2022
Book Page	37563/115
Instrument	2022115687

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037826
Date	Apr 22, 2025
Book Page	39527/471
Instrument	2025037826

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 6, 2019
Property Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Document Number	0000166994
Book / Page	34101 / 401
Map Reference	MB 15 PG 221
Instrument Date	Dec 6, 2019
Instrument	2019166994
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 CHOATE CIR, 13801, CHARLOTTE, NC 28273-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622

Mortgage

Document Number	0000166995
Date	Dec 6, 2019
Instrument	2019166995

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000166996
Date	Dec 6, 2019
Book Page	34101/424
Instrument	2019166996

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 27, 2019
Property Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Document Number	0000034645
Book / Page	33381 / 858
Map Reference	MB 15 PG 221
Instrument Date	Mar 25, 2019
Instrument	2019034645
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 E PACES FERRY RD NE STE 400, 309, ATLANTA, GA 30305-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000034646
Date	Mar 27, 2019
Instrument	2019034646

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 11, 2018
Property Address	4231 ROUNDING RUN RD, CHARLOTTE, NC 28277-8622
Document Number	0000115389
Book / Page	32968 / 870
Map Reference	MB15 PG221
Instrument Date	Sep 10, 2018
Instrument	2018115389
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 GANNETT NOOK, 310, ALPHARETTA, GA 30005-4360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7775, SAN FRANCISCO, CA 94120-7775
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115390
Date	Sep 11, 2018
Instrument	2018115390

Lender

Name	PS FUNDING INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4231 Rounding Run Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4231 Rounding Run Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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