4231 Maxwell Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4231 Maxwell Rd, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,251 sqft · built 1939
Lot Size0.392 acres (17,111 sqft)
OwnerIndividual Name on File
Last Sale$119,300 (Nov 2018)
Tax Bill$1,141 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2018 Mortgage
+ 1 more
APN03-9.0-32-001-000-007.000

Property Details

APN / Parcel Number

Primary APN03-9.0-32-001-000-007.000

Interior

Building Area1,251 sqft Base Area
1st Floor Area1,251 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Lot Area17,111 sqft (0.392 acres)
Lot Dimensions166 ft deep x 103 ft wide

Location & Zoning

Street Address4231 MAXWELL RD
CitySAINT JOSEPH
StateMO
Zip64505-1659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description32-58-35NESUB: LOT: BLK:LGL DESC:BEG 845.7' S 466.5' W NE COR N 82 DEG 19' W 342.46' TO POB TH N 82 DEG 19' W 102.89' TH S 7 DEG 41' W 186.29' TO C/L AMAZONIA RD TH S 79 DEG 36' E ALG C/L OF RD 103' TH N 7 DEG 41' E 191.13' TO POB LESS RD R/W
Legal Range35W
Legal Township58N
Legal Section32
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2029
Census Tract300

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4231 MAXWELL RD, SAINT JOSEPH, MO 64505-1659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2020Deed of Trust, Mortgage · FHA Mortgage
FLAT BRANCH HOME LOANS INC
Dec 17, 2018Deed of Trust, Mortgage · FHA Mortgage
FLAT BRANCH MORTGAGE INC
Nov 30, 2018Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleMar 5, 2010 · Amount on Record
Deed Document Number201811214
Deed Book / Page3717 / 481
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address4231 MAXWELL RD, SAINT JOSEPH, MO 64505-1659
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003751/530
DateAug 3, 2020
Book Page3751/530
Instrument2020006696
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address4231 MAXWELL RD, SAINT JOSEPH, MO 64505-1659
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003719/308
DateDec 17, 2018
Book Page3719/308
Instrument2018011616
Lender
NameFLAT BRANCH MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateNov 30, 2018
Property Address4231 MAXWELL RD, SAINT JOSEPH, MO 64505-1659
Document Number003717/481
Book / Page3717 / 481
Instrument DateNov 30, 2018
Instrument2018011214
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4231 MAXWELL RD, SAINT JOSEPH, MO 64505-1659

Mortgage

Document Number003717/483
DateNov 30, 2018
Book Page3717/483
Instrument2018011215
Lender
NameFLAT BRANCH MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,141.00$16,220 (+7.77%) Land $2,950 Building $13,270$85,330 (+7.74%) Land $15,500 Building $69,830
2024$1,141.00 (+17.15%)
2023$974.00 (-0.61%)$15,050 (-) Land $2,950 Building $12,100$79,200 (-) Land $15,500 Building $63,700
2022$980.00$15,050 Land $2,950 Building $12,100
2021$79,200 Land $15,500 Building $63,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims53 (1984–2019)
Claims Outside the SFHA9 of 53
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims
  • Flooding, Jul 2011 · 18 claims
  • Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
United Electric Cooperative
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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