4231 Kent St, Maiden, NC 28650 Property Records

Lincoln County property record for 4231 Kent St, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,726 sqft · built 2016
Lot Size	4.42 acres (192,709 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,479 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3626-64-4945`

Property Details

APN / Parcel Number

Primary APN	`3626-64-4945`
Alternative APNs	`362600644945` `266888` `315769` `53563`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	192,709 sqft (4.42 acres)
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	315769
Street Address	4231 KENT ST
City	MAIDEN
State	NC
Zip	28650-8379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	CEDARFIELD 29B
Legal Subdivision	CEDARFIELD
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3007
Census Tract	70800

Owner

4231 Kent St is owned and occupied by two individuals who acquired it in February 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4231 KENT ST, MAIDEN, NC 28650-8379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 2, 2026	Intrafamily Transfer, Transfer
Mar 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 20, 2019
Transfer Doc	28010123
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Apr 2, 2026
Property Address	4231 KENT ST, MAIDEN, NC 28650-8379
Document Number	0000707693
Book / Page	3491 / 470
Instrument Date	Mar 30, 2026
Instrument	2026707693
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4231 KENT ST, MAIDEN, NC 28650-8379

Mortgage

Document Number	0000707693,
Date	Apr 2, 2026
Book Page	3491/470
Instrument	2026707693

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Mar 2, 2026
Property Address	4231 KENT ST, MAIDEN, NC 28650-8379
Document Number	0003481646
Book / Page	3481 / 646
Map Reference	MB F PG 196
Instrument Date	Mar 2, 2026
Instrument	706099
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4231 KENT ST, MAIDEN, NC 28650-8379

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 6, 2019
Property Address	4231 KENT ST, MAIDEN, NC 28650-8379
Document Number	2801123
Book / Page	002801 / 000123
Instrument Date	Feb 20, 2019
Instrument	589549
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 KENT ST MAIDEN NC 286508379, MAIDEN, NC 28650-8379

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4231 KENT ST, MAIDEN, NC 28650-8379
Document Number	2680410
Book / Page	002680 / 000410
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4231 KENT ST MAIDEN NC 28650, MAIDEN, NC 28650

Mortgage

Document Number	2680410
Date	Jul 25, 2017
Book Page	002680/000410
Instrument	565665

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4231 Kent St was $2,479, up 0.8% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,479.00 (+0.77%)	$384,227 (-) Land $46,338 Building $337,889	$384,227 (-) Land $46,338 Building $337,889
2025	$2,460.00	$384,227 Land $46,338 Building $337,889	$384,227 Land $46,338 Building $337,889
2023	$2,383.00	$384,227 Land $46,338 Building $337,889	$384,227 Land $46,338 Building $337,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4231 Kent St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4231 Kent St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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