4231 Kellybrook Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 4231 Kellybrook Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,030 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2016)
Tax Bill	$2,225 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11045G0300.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0300.000000`
Alternative APNs	`5538 48 3605` `109303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	910 sqft
Upper Floors Area	1,120 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	12 ft deep x 41 ft wide
Garage Type	Mixed
Garage Area	266 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft
Patio Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	109303
Street Address	4231 KELLYBROOK DR
City	CONCORD
State	NC
Zip	28025-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 300 BRANDON RIDGE PH 2
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	300
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5016
Census Tract	40501

Owner

4231 Kellybrook Dr is owned and occupied by an individual who bought it in June 2016.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4231 KELLYBROOK DR, CONCORD, NC 28025-7100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Prior Sale	Aug 28, 2006 · Amount on File
Deed Document Number	201611974-0184
Deed Book / Page	11974 / 184
Prior Transfer Date	Oct 13, 2012
Prior Transfer Doc	10216327
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4231 KELLYBROOK DR, CONCORD, NC 28025-7100
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 KELLYBROOK DR, CONCORD, NC 28025-7100

Mortgage

Document Number	0017692105
Date	Oct 29, 2025
Book Page	17692/105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4231 KELLYBROOK DR, CONCORD, NC 28025-7100
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	PA AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1561828
Date	Oct 29, 2021
Book Page	15618/28

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4231 KELLYBROOK DR, CONCORD, NC 28025-7100
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14985280
Date	Mar 10, 2021
Book Page	14985/280

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4231 KELLYBROOK DR, CONCORD, NC 28025-7100
Document Number	1287214
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 KELLYBROOK DR CONCORD NC 280257100, CONCORD, NC 28025-7100

Mortgage

Document Number	1287214
Date	Feb 8, 2018
Book Page	012872/000014
Instrument	2946

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	RALEIGH, NC 27611-8066

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,470 (-) Land $62,000 Building $222,470
2025		$284,470 Land $62,000 Building $222,470
2024			$284,470 (+55.95%) Land $62,000 Building $222,470
2023	$2,225.00	$182,410 Land $40,000 Building $142,410	$182,410 Land $40,000 Building $142,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4231 Kellybrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4231 Kellybrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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