4231 Empire Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4231 Empire Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,580 sqft · built 1989
Lot Size	0.537 acres (23,405 sqft)
Owner	Company on Record
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-0150-025-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0150-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	2,580 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	23,405 sqft (0.537 acres)
Garage Area	1,363 sqft
Parking Spaces	5 Parking Spaces
Pool Area	19,845 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4231 EMPIRE WAY
City	CARMICHAEL
State	CA
Zip	95608-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	PARCEL MAP
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1018
Census Tract	7906

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2021
Transfer Doc	6150000002110
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747

Mortgage

Document Number	0000000282
Date	Oct 27, 2022
Instrument	2022102700282

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 15, 2021
Property Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747
Document Number	0000002108
Map Reference	MB 98 MAP 30
Instrument Date	Jun 9, 2021
Instrument	202106152108
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747

Mortgage

Document Number	0000002109
Date	Jun 15, 2021
Instrument	202106152109

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 15, 2021
Property Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747
Document Number	0000002110
Map Reference	MB 98 MAP 30
Instrument Date	Jun 9, 2021
Instrument	202106152110
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4231 EMPIRE WAY, CARMICHAEL, CA 95608-1747
Document Number	1912030924
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4231 EMPIRE WAY CARMICHAEL CA 956081747, CARMICHAEL, CA 95608-1747

Mortgage

Document Number	1912030924
Date	Dec 3, 2019
Instrument	1912030924

Lender

Name	UNISON AGREEMENT CORP
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,508 (+2%) Land $135,672 Building $412,836
2025	$6,444.00 (+2.17%) Homeowner's exemption	$537,754 (+4.04%) Land $133,012 Building $404,742
2024	$6,307.00 (+1.74%)
2023	$6,199.00 (+2.06%) Homeowner's exemption	$516,874 Land $127,848 Building $389,026
2022	$6,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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