Wayne County property record for 4231 Bingham St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1940 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Oct 2017) |
| Tax Bill | $2,629 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-173-05-021 |
| Primary APN | 82-10-173-05-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 109 ft deep x 35 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4231 BINGHAM ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 235 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF MILLER HOME SUB |
| Legal Subdivision | MILLER HOME |
| Legal Lot Number | 235 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 574100 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP |
| Aug 7, 2019 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Oct 31, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Feb 11, 2011 · Amount on Record |
| Deed Document Number | 2017345301 |
| Deed Book / Page | 54035 / 141 |
| Prior Transfer Date | Feb 19, 2004 |
| Prior Transfer Doc | 0407640323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Document Number | 0600750754 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 60075/754 |
| Instrument | 2026051660 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Document Number | 0564730179 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 56473/179 |
| Instrument | 2021076536 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Document Number | 0552191245 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4231 BINGHAM ST DEARBORN MI 481263610, DEARBORN, MI 48126-3610 |
| Document Number | 0552191245 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 055219/001245 |
| Instrument | 242815 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 31, 2017 |
| Property Address | 4231 BINGHAM ST, DEARBORN, MI 48126-3610 |
| Document Number | 0540350141 |
| Book / Page | 054035 / 000141 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 345301 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1646 WYOMING ST DEARBORN MI 481201662, DEARBORN, MI 48120-1662 |
| Document Number | 540341102 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 054034/001102 |
| Instrument | 345098 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,100 (-13.45%) | $162,200 (-13.45%) | |
| 2025 | $2,629.00 (-0.27%) Homeowner's exemption | $93,700 (+18.61%) | $187,400 (+18.61%) |
| 2023 | $79,000 (+41.32%) | $158,000 (+41.32%) | |
| 2022 | $55,900 | $111,800 | |
| 2019 | $2,636.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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