Osceola County property record for 4231 Albritton Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,189 sqft · built 2001 |
| Lot Size | 4.64 acres (202,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Jul 2026) |
| Tax Bill | $8,786 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-31-4950-0001-0610 |
| Primary APN | 05-27-31-4950-0001-0610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,189 sqft Living Area |
| Gross Area | 5,440 sqft |
| 1st Floor Area | 3,189 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 202,249 sqft (4.64 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 49 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,371 sqft |
| Deck Area | 898 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4231 ALBRITTON RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 31 LOT 61 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43802 |
4231 Albritton Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Osceola County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Dec 13, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Feb 21, 2020 · Amount on File |
| Deed Document Number | 202699841 |
| Deed Book / Page | 7012 / 1238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Document Number | 0000099841 |
| Book / Page | 7012 / 1238 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202699841 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Document Number | 0000099842, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202699842 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Document Number | 0069410553 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 6941/553 |
| Instrument | 2026037533 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Feb 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058210026 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 5821/26 |
| Instrument | 2020145905 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 21, 2020 |
| Property Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Document Number | 0056781090 |
| Book / Page | 005678 / 001090 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 25801 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,123.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4231 ALBRITTON RD ST CLOUD FL 347727953, ST CLOUD, FL 34772-7953 |
| Document Number | 56781092 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 005678/001092 |
| Instrument | 25802 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 13, 2019 |
| Property Address | 4231 ALBRITTON RD, SAINT CLOUD, FL 34772-7953 |
| Document Number | 0056401879 |
| Book / Page | 005640 / 001879 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 162156 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,885.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4701 N CANOE CREEK RD KENANSVILLE FL 347399766, KENANSVILLE, FL 34739-9766 |
The 2025 property tax bill for 4231 Albritton Rd was $8,786 with a homeowner's exemption, up 4.1% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,786.00 (+4.1%) Homeowner's exemption | $623,612 | $733,300 Land $286,500 Building $446,800 |
| 2024 | $8,440.00 (+1.97%) | ||
| 2023 | $8,277.00 (+3.48%) Homeowner's exemption | $588,386 (+3%) | $836,400 (+35.27%) Land $286,500 Building $549,900 |
| 2022 | $7,999.00 Homeowner's exemption | $571,249 | $618,300 Land $138,900 Building $479,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4231 Albritton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4231 Albritton Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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